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 Just 2 questions on Section 4 please!
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LadyJay
Starting Member



36 Posts

Posted - 29 January 2010 :  17:09:14  Show Profile  Reply with Quote
Just 2 questions on Section 4 please! I'm completing my list of unsecured creditors and just wondered what date I enter in 'Date incurred', is that when I took out the credit card or when I first started having problems paying? Also, in the 'What was the debt for' box, what are 'acceptable' answers to put? Can I put clothes, bills, studying, holidays?? Any help would be appreciated! Thank you :-)

gettingoutofdebt
forum expert



2418 Posts

Posted - 29 January 2010 :  17:15:48  Show Profile  Reply with Quote
The date incurred will be the date that you took out the credit card. Don't worry if you can't remember the exact date I just put the approximate month with the year and it wasn't questioned by the OR.

If the debt wasn't for anything in particular (i.e. car, holiday, etc.) then 'General Expenses' is fine.
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LadyJay
Starting Member



36 Posts

Posted - 29 January 2010 :  17:29:52  Show Profile  Reply with Quote
Thank you for your quick reply and help . My forms are finished at last!

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gettingoutofdebt
forum expert



2418 Posts

Posted - 29 January 2010 :  17:46:49  Show Profile  Reply with Quote
Well done LadyJay and good luck on the 4th Feb. Let us know how you get on.
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LadyJay
Starting Member



36 Posts

Posted - 29 January 2010 :  17:51:44  Show Profile  Reply with Quote
Thank you . 6 days and counting! I'll be on here next Thursday night to give my experience of the Court scene, just looking forward to this big weight being lifted off my shoulders.

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