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namsbond
Starting Member

5 Posts

Posted - 29 January 2010 :  21:24:30  Show Profile  Reply with Quote
Hi all

I have debt of £52000 on credit cards some of these credit cards I have my wife as additional card holder is this classified as joint account.?

Edited by - namsbond on 15 February 2010 21:25:04

leen.ow
Starting Member



31 Posts

Posted - 29 January 2010 :  22:07:55  Show Profile  Visit leen.ow's Homepage  Reply with Quote
I don't think so. If she is an additional card holder it will probably just be your signature on the credit agreement. Not 100% on this so maybe an expert will be along shortly to confirm!

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gettingoutofdebt
forum expert



2418 Posts

Posted - 30 January 2010 :  07:20:56  Show Profile  Reply with Quote
Leen.ow is correct, if she didn't sign the credit agreement and just has an additional card then she will not be liable for the debt if you declare BR.
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