hi iim a single mam with a morgage which i cant afford ive stopt paying it and my loan going to cab to apply for bankruptcy trying to rent but noone will rent out becouse of this and im scared they will frezze my bank account all my benifits go int this and im over drawn but need the money for a bond for a house
Any non-basic accounts will be frozen once you declare BR but you can open a Co-op Cashminder account and have your benefits paid into this account. The Co-op is very BR friendly and you can open the account over the phone.
The number for the Co-op is 0845 602 7057 and you can give them a call on this number to open an account.
If you are planning to declare BR then you should really stop using the other bank account. If you need to use all of the OD to buy food, pay bills, etc. then this is ok. If you going to max the OD out just because you want the money then this will be frowned upon as you will be taking this money with no intention of pay it back.