HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 New Questions
 housing
 hi i'm a single mam with a morgage
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

welshaly
New Member

79 Posts

Posted - 31 January 2010 :  00:39:55  Show Profile  Reply with Quote
hi iim a single mam with a morgage which i cant afford ive stopt paying it and my loan going to cab to apply for bankruptcy trying to rent but noone will rent out becouse of this and im scared they will frezze my bank account all my benifits go int this and im over drawn but need the money for a bond for a house

gettingoutofdebt
forum expert



2418 Posts

Posted - 31 January 2010 :  09:39:48  Show Profile  Reply with Quote
Any non-basic accounts will be frozen once you declare BR but you can open a Co-op Cashminder account and have your benefits paid into this account. The Co-op is very BR friendly and you can open the account over the phone.
Go to Top of Page

welshaly
New Member

79 Posts

Posted - 31 January 2010 :  10:06:14  Show Profile  Reply with Quote
been trying to get number for coop cashminder account but not letting me its this computor
Go to Top of Page

welshaly
New Member

79 Posts

Posted - 31 January 2010 :  10:17:23  Show Profile  Reply with Quote
sorry im i doing the right thing by getting all my money out of my bank and useing all my overdraft
Go to Top of Page

gettingoutofdebt
forum expert



2418 Posts

Posted - 31 January 2010 :  10:43:49  Show Profile  Reply with Quote
The number for the Co-op is 0845 602 7057 and you can give them a call on this number to open an account.

If you are planning to declare BR then you should really stop using the other bank account. If you need to use all of the OD to buy food, pay bills, etc. then this is ok. If you going to max the OD out just because you want the money then this will be frowned upon as you will be taking this money with no intention of pay it back.
Go to Top of Page

welshaly
New Member

79 Posts

Posted - 31 January 2010 :  10:47:14  Show Profile  Reply with Quote
hi im taken it to get a bond and 1st month rent for a new place
Go to Top of Page

gettingoutofdebt
forum expert



2418 Posts

Posted - 31 January 2010 :  11:15:29  Show Profile  Reply with Quote
That will be fine. A lot of people who are declaring BR do similar things so there shouldn't be any problems with using the OD for the bond/rent.
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06