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cleanfreshstart
Starting Member
United Kingdom
21 Posts |
 Posted - 01 March 2010 : 20:01:51
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Hi All,
After my wife and I declared bankrupt in October 2010 we have just received a IPO quesstionnaire to complete and return within 14 days.
After reading some past posts I'm now quite worried the OR will now impose a IPO, even though he has allowed us to spend the last 5 months living on my wages. I know I might be panicking and all should be ok, but wondered if anyone who had an ED has the same kind of expenditure accepted.
This is for 2 adults and 1 child
Rent 900, Council Tax 150, Gas & Elec 120, Water 38, Telephone 40, Housekeeping 465, Essential Travel 100, Clothing 125, TV Licence 12, Insurance 77, Dry Cleaning 20, Dentist, Opticians 20, Hairdressers 25, Holiday 50, We have a disposable income of £89 and my wife contributes £80 child benefit but the examiner said this wouldn't be taken into account.
I am currently on NT tax code and paying moonbeever my tax until April.
Can anyone advise please..... |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 01 March 2010 : 20:05:23
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CFS
nice to see that you have got organised and plan to go BR later this year oct 2010 !
you have to fill the form in, so put down what you spend, if they have accepted the above figures when you went BR then they are fine
it is a normal review, so should not be aproblem
regards Richard |
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cleanfreshstart
Starting Member
United Kingdom
21 Posts |
Posted - 01 March 2010 : 20:15:42
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Thanks for the quick reply Richard, very organised uh........
I meant Oct 2009.
Just worrying, thought it was normal procedure so i'll just put my I&E down as it hasn't changed and see what happens.
Thanks |
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ONK
Junior Member
135 Posts |
Posted - 02 March 2010 : 09:23:52
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| hi , i got the same letter last week and sent it straight back to them , keep posted as to if / when you hear anything. Which court were you , i was NEwcastle |
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cleanfreshstart
Starting Member
United Kingdom
21 Posts |
Posted - 03 March 2010 : 12:19:52
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| It was maidstone. Filled in the form and sent back today. Have to wait and see what happens. Thanks, I'll keep you updated. |
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m88
Junior Member
159 Posts |
Posted - 07 March 2010 : 08:09:44
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got same letter,no change in circumstances,sent it back ,ED NINE WEEKS LATER.
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jb6
Starting Member
25 Posts |
Posted - 09 March 2010 : 15:54:00
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I think this is a standard (closngup the case) letter they we have all been set.
I was sent this form also two week ago asked to reassess my income and expenditure there was no change my end so just put in the same numbers.My I/E was the same as yours minus the holiday cost. From what my letter said this was done before applying for a early discharge now he has carried out his investigation in to my Bankruptcy and found nothing untoward. I when Bankrupt in Oxfordshire in October 2009
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debshoebridge
Starting Member
United Kingdom
35 Posts |
Posted - 09 March 2010 : 21:47:14
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Hi
I too was sent a letter from the OR stating about ED. I filled out a I & E form and sent it back on 18 Jan 10, still not heard anything. My form was basically the same as when I went BR on 28 Sept 09. My court was Maidstone.
Probably wont be too long now before I hear anything, its nearly 7 weeks now!!
D |
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gettingby
Starting Member
8 Posts |
Posted - 17 March 2010 : 08:57:32
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| Filled mine out 21st of Jan and we are still waiting, I check the register every morning, it's like having OCD lol Hopefully it will be one day soon. Can't wait for all of this to be over. |
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Early Discharge Letter
