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OTR
Starting Member
33 Posts |
 Posted - 11 March 2010 : 16:25:19
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| Hi all, could someone advise me please, i am going br in early april and have a car on a fsla which i need for work, it has now been passed on to a DCA who rang me last night and wanted to make an appointment to "find a solution" as they put it,it is obvious they are only interested in the car as they wanted me to have the car at home and have the log book as well,as the car is on a fsla they cant have it can they, i am £1000 in arrears on the account due to a failed iva application, shall i just leave it till my br or will they be able to take me to court before this date, i realise i may lose the car in br but i am accepting of that but not the dca taking it, i hope this makes sens, any advise would be grateful. BY the way the DCA is close credit management. |
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OTR
Starting Member
33 Posts |
Posted - 11 March 2010 : 17:38:08
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| Just to update, they have just rang me again to try and arrange a visit to which i said no several times, eventually they realised i wasnt going to budge so they now say legal proceedings will commence, i guess i will be br before they can take me to court, does anyone agree so my mind is put to rest a bit, i havent told them im going br by the way. |
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debtinfo
forum expert
2826 Posts |
Posted - 11 March 2010 : 20:18:20
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| for them to takit it away they would have to go to court to get a CCJ and then get baliffs if you fail to pay the CCJ |
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OTR
Starting Member
33 Posts |
Posted - 11 March 2010 : 20:29:14
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| Thanks debtinfo i guess that will take them a bit of time and as i am going br in 3 weeks i expect i will be br before they can get a CCJ, if thats the case they wont be able to touch me, am i right in thinking this. |
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debtinfo
forum expert
2826 Posts |
Posted - 11 March 2010 : 21:22:43
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| sounds like a plan to me, very unlikely they could do anything in 3 weeks |
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 13 March 2010 : 13:09:49
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if it is on a fsla then why not sell the car because it is yours to sell as fsla is not hp. Then with the money buy a car worth less than 2000 and with money left pay the br fees new washing machine etc. and give the rest to the OR
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurhman)
RevivaUK and Paul Johns helped me through it all i can't recommend them enough!! |
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DCA and car
