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jane.ht
Starting Member
1 Posts |
 Posted - 11 March 2010 : 17:36:31
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| How long after you are made bankrupt, is it advertised in the local press? Is it before or after you see/speak to the OR? |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 11 March 2010 : 18:03:42
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You will appear on the Insolvency Register the day after you are declared BR as the Register is updated at midnight each day. I appeared in the London Gazette on the Friday after being declared BR on the Tuesday. I am not sure if the Gazette is only updated on a Friday or every day.
You won't appear in your local paper unless the OR thinks you haven't been completely honest and there are more creditors than you have listed in your SOA so don't worry about people seeing your name in the local paper. |
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Bridgewood
Junior Member
United Kingdom
222 Posts |
Posted - 12 March 2010 : 09:42:12
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| The gazette is published every week day (or at least it used to be) but obviously there will be a delay between the notice being sent for publication and it actually being published |
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memphisd56
Junior Member
United Kingdom
112 Posts |
Posted - 12 March 2010 : 13:20:53
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I have a question about this...
I have disapeared from the insolvency register, as i was discharged in August, but i have noticed, that if i search in the London Gazette, using my name....all the details of my bankruptcy appear, including address.
So, if i can find it...so can anyone else. I wonder if this will still be a problem in the future?? |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 12 March 2010 : 13:28:16
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Your details will be available on the London Gazette website forever and a day I'm afraid.
The way I look at it is I hadn't heard of the London Gazette before I went BR, so the chances are that most other people haven't.
I'm sure it won't cause too many problems.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
32 IPA payments made, 4 to go - the end is in sight! |
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memphisd56
Junior Member
United Kingdom
112 Posts |
Posted - 12 March 2010 : 13:38:04
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you are right, about Joe public...but it means that we never quite shake it off..
But maybe any prospective future creditor or landlord can look...even after you have `served your time`.
Not a bad thing for me, i guess, cos if i don`t have the cash...i`m not gonna buy it!. |
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Bridgewood
Junior Member
United Kingdom
222 Posts |
Posted - 12 March 2010 : 14:05:15
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As skippy says, most people don't even know the London Gazette exists, never mind use it as a search tool.
If someone does a credit search they would usually go to Experian etc, so I would just make sure their files on you are correct and up to date.
It is sometimes difficult to shake off your past, but all you can do is make sure your present is up to date (if that makes sense!) |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 12 March 2010 : 18:17:51
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Don't forget that it will be on your credit record for 6 years from the date of the BR.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx |
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Jane.l
Average Member
511 Posts |
Posted - 13 March 2010 : 11:14:27
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I was bankrupt in 2007 and I never appeared in the local paper at all, I looked every week amongst the other bankruptcies but it was never there and every time I search the London Gazette, I never show up on that either  maybe I am searching wrongly lol |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 13 March 2010 : 11:36:42
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Hi Jane
You certainly will have appeared in the London Gazette and maybe Stubbs Gazette.
You will also have appeared on the IS website whilst you were BR - you will have "left" that site about 2/3 months are discharge
The likelehood of you appearing in your local press is probably NIL
Richard
quote:
Originally posted by Jane.l
I was bankrupt in 2007 and I never appeared in the local paper at all, I looked every week amongst the other bankruptcies but it was never there and every time I search the London Gazette, I never show up on that either maybe I am searching wrongly lol
"There are no problems - only solutions" |
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debtinfo
forum expert
2826 Posts |
Posted - 13 March 2010 : 12:00:00
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| Hi jane, in 2007 you will have appeared in a local paper, depending on the area it may not have been the one you buy, it is done by a national firm so sometimes the areas are a little out |
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gettingoutofdebt
forum expert
2418 Posts |
Posted - 13 March 2010 : 12:11:23
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quote:
Originally posted by Jane.l
I was bankrupt in 2007 and I never appeared in the local paper at all, I looked every week amongst the other bankruptcies but it was never there and every time I search the London Gazette, I never show up on that either maybe I am searching wrongly lol
If I just search by my name in the London Gazette then I don't find anything for some reason. But if I enter my name and postcode then I appear. I've no idea why I would need to enter my postcode to find my entry but that just seems to be the way it is. |
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Jane.l
Average Member
511 Posts |
Posted - 13 March 2010 : 12:21:18
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I must be searching wrongly then, I cannot find it at all, seems to be just recent 2010 notices on there 
regarding the local paper, a relative of mine went bankrupt at the same court just before me and he was in our local paper so not sure what happened with mine  |
Edited by - Jane.l on 13 March 2010 12:23:17 |
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debtinfo
forum expert
2826 Posts |
Posted - 13 March 2010 : 12:43:25
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| thats very curious then, there is of course the chance that you were missed by accident, probably best to continue flying below the radar then |
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trix
Starting Member
2 Posts |
Posted - 13 March 2010 : 18:54:37
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| all bankrupts are on the london gazette. if the bankruptcy is not recent, it will be in the archives section |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 13 March 2010 : 23:00:22
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My name doesn't come up in the usual search, you need to look in the archived section.
View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
32 IPA payments made, 4 to go - the end is in sight! |
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Topic |
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How long after you are made bankrupt
