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rob111256
Starting Member

20 Posts

Posted - 16 March 2010 :  11:12:08  Show Profile  Reply with Quote
just got back from court and as of 10.17 i am bankrupt.
everything went fine and 2 minutes with the judge and that was it. just a little worried about interview with or because i obtained credit cards by saying i was working when i was not.

Bridgewood
Junior Member

United Kingdom
222 Posts

Posted - 16 March 2010 :  11:32:22  Show Profile  Visit Bridgewood's Homepage  Reply with Quote
Hi Rob

Don't worry about the OR interview - you can't change what happened - just be up front with them

As many on this forum will tell you, you've done the hardest bit
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rob111256
Starting Member

20 Posts

Posted - 16 March 2010 :  16:06:30  Show Profile  Reply with Quote
so will i get into trouble for that, what can or will the or do. will the or find out ?
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chester2005
Average Member



United Kingdom
786 Posts

Posted - 16 March 2010 :  16:10:34  Show Profile  Reply with Quote
welcome to the first day of your debt free life
generally the OR is not interested how you managed to get the credit facility just what you did with the money and when, i wouldn't worry about it.


Dave

Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurhman)
RevivaUK and Paul Johns helped me through it all i can't recommend them enough!!
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Bridgewood
Junior Member

United Kingdom
222 Posts

Posted - 16 March 2010 :  16:30:13  Show Profile  Visit Bridgewood's Homepage  Reply with Quote
Hi Rob

The answer to your question depends on the amounts involved and the actual circumstances - as chester2005 said - generally the OR isn't too concerned about the history.

He wouldn't normally, as far as I am aware, ask to see a copy of the application forms for the credit cards.




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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 16 March 2010 :  18:51:50  Show Profile  Reply with Quote
I doubt many of us would have a copy of those anyway, I know I don't.

Just be upfront with the OR - they will appreciate honesty.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
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