Hi I was discharged from BR in Feb and the neg equity was on my SOA. I just want to confirm that I have 2 yrs left from the date of discharge to hand the keys back to the building society and have the shortfall covered in the BR. I am separated from my Husband but have been keeping up the mortgage payments out of my wage.I cannot afford the up keep of the house and everything is going wrong, the doors have broken, the bathroom needs replacing etc. The only option I can think of is to rent a property and give the house up. I have been separated a year and I cannot see this changing. Hope you can help Gill