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 bankruptcy postbag for june
 your honour
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abd
Junior Member

284 Posts

Posted - 28 May 2008 :  17:11:10  Show Profile  Reply with Quote
I know it may sound silly, I have never been in front of a judge before,would like to know about how to behave in general.I mean do I call him your honour? How do I dress,professionally or like someone
going bankrupt?.

di I need to take my payslip and statements with me? anything else.

excuse my ignornace,I feel like a school boy really,hope by tomorrow
I will regain my maturity during the process.
kind regards

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 28 May 2008 :  17:25:51  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi abd,

"Sir" is probably the best place to start. You won't need any payslips or statements for the BR hearing .... that's for the OR.

Just remember to relax. You'll probably find tomorrow a real anticlimax. I would, however, suggest that as soon as you're done in the court, get to the pub for a drink or two!

Best of luck.

Regards.

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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abd
Junior Member

284 Posts

Posted - 28 May 2008 :  17:44:30  Show Profile  Reply with Quote
Hi Julian
Allow me to call you the forum psychologist or behavioural therapist(hope Iam not insulting you)
thanks again for cheering me up,based on expert's opinion in bankrupcy,of course not psychology.
excuse my last century's sense of humour,Iam abit silly today.
abd
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indy2005
Junior Member

458 Posts

Posted - 28 May 2008 :  20:01:11  Show Profile  Reply with Quote
Hi,

I would second that. You build it up in your mind, but I was in front of the judge all of two minutes and he was really nice.

Dont know why, but I had visions of me being stood in a dock, but it was just a guy behind a desk in an office.

I didnt feel any sense of relief, shock or anything really. Bit empty is the best way I would describe it.

Regards

i
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 29 May 2008 :  09:41:42  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi abd,

Just relax and you'll be fine. When I left the court following my BR, I wondered what all the fuss was about!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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abd
Junior Member

284 Posts

Posted - 29 May 2008 :  14:11:19  Show Profile  Reply with Quote
Hi Julian
As Iam now reading your post ,I have just come back from court, you could not have describe it better. Following the paper and fees bit there were 4 of us ,waiting for the judge out side. To my surprise he called all 4 of us at once. Politely greeting,asked us to take a place.Looked at us and said "i went through your petition and issues an order to declare you bankrupt".I could not believe my ears,No questions about gambling or what ever.
The OR will contact us within a week.So iam officially bankrupt after 2 years of agony as to how to sort out my debt.Itis time for me to reflect deeply and look at and do things differently.
thanks again Julian for your reassurance and factual
advices.
Abd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 29 May 2008 :  14:46:10  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Abd,

Delighted I could help! Did you enjoy your pint or two?

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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abd
Junior Member

284 Posts

Posted - 29 May 2008 :  15:02:23  Show Profile  Reply with Quote
Hi Julian

Had to rush back to work,can't wait for the end of day to hit for the pub.
Abd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 29 May 2008 :  15:04:13  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Abd,

Have one on me! Still smiling now it's over?

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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abd
Junior Member

284 Posts

Posted - 29 May 2008 :  15:12:32  Show Profile  Reply with Quote
Hi
A big smile.Itis quite strange that all 4 of us who were there felt the bond between us ,and everbody
was congratulating from the heart.Interesting beautiful thing is the human nature under heavy storms.By the in an our time will drink my first pint to your health,good day to raise a glass and wish people the best.
abd
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debtfreesusie67
Junior Member



256 Posts

Posted - 29 May 2008 :  16:20:09  Show Profile  Reply with Quote
Congrats Abd its a good feeling isn't it. I've been BR for 1 week and 1 day.
Sue
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 29 May 2008 :  16:38:32  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi abd,

Here's to a fresh start!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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pix1
Average Member

689 Posts

Posted - 29 May 2008 :  19:02:33  Show Profile  Reply with Quote
Maybe I have come in a bit too late to be og help but good luck to you. As to what to call the judge probably 'Sir' was correct. I think 'My Lord' is in the High Court or Crown Court. As long as you did not call him 'Your Eminence', like the Verger called the Vicar in Dad's Army it was probably ok!
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abd
Junior Member

284 Posts

Posted - 29 May 2008 :  21:21:34  Show Profile  Reply with Quote
Hi

Thanks very much, just back from the pub celebrating a new start after 2 years of uncertainty and stress. well i had to be a bit carefull with money now.This is part of the new start as well.
Hi pix1, fortunately I did not have to call the judge anything,just good morning ande thank you.
Abd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 02 June 2008 :  10:09:37  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi abd,

Just remember, this is a fresh start so enjoy the possibilities.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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