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mugglewuffin
Starting Member



United Kingdom
19 Posts

Posted - 02 July 2010 :  07:16:05  Show Profile  Reply with Quote
Well that was the year that was.
I was discharged at mid-night last night. I had high's and low's but always knew this day would come (after all you can't stop time). I only found this forum a few months back and wish I had found it earlier, everyone has been so supportive, and I thank you for that.
I went bankrupt after Illness and redundancy and then when back at work I was working 7 days a week to try and pay debts, that was until my wife made me go to the doctors who told me to stop, or I would be dead in months. I have my life back, I can have fun without spending money and I have time to enjoy myself and I enjoy my work now it is balanced with home life. I was extremely lucky, I kept my house, car and all possessions and do not have an IPA.
On refelection I should have gone BR earlier, so when people tell you to take advice........ do it.
Good luck to everyone starting on the BR road, the road is winding, but is does end and this forum acts as the service station on your journey.
Thank you to everyone who has helped me to this point, it's now time to rebuild my financial standing and move on.
Take care
Steve

Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 02 July 2010 :  11:05:25  Show Profile  Reply with Quote
well done Steve

welcome to the rest of your debt free life.

Thank you for sharing your experiences as it will help others, which is what this site is all about. now that you have found teh site please keep coming back to share your experiences

My wife is also in her first day of freedom as her auto discharge came thro.

good luck regards Richard
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 02 July 2010 :  12:35:42  Show Profile  Reply with Quote
Congratulations Steve, and good luck for the future x

View my blog at http://skippy13.blogs.bankruptcyhelp.org.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 30th June 2010 - it's over at last!
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Dez
New Member

United Kingdom
87 Posts

Posted - 03 July 2010 :  17:32:44  Show Profile  Reply with Quote
Well done Steve I know what you mean about up and downs but this site helped me no end they are all real good on here.

Hope you enjoy your debt free life I am

Dez
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Housing
Senior Member



United Kingdom
1399 Posts

Posted - 03 July 2010 :  22:08:05  Show Profile  Reply with Quote
Good luck to you and yours.

Keep posting to share your experiences - that is how we assist others.

Richard

"There are no problems - only solutions"
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ddonna
New Member



89 Posts

Posted - 01 November 2010 :  11:37:11  Show Profile  Visit ddonna's Homepage  Reply with Quote
I love reading all these success stories im hoping to go bankrupt next tuesday (the 9th of november)Ive been panicking about the OR ,whether my SOA was ok ,My expenditure etc.I felt like a disapointment to my family and like i was taking the easy way out but after reading other peoples stories i know im no different to alot of people on here and its not an easy way out ,its a relief mechanism when things get too much to cope with.
Reading things like this give me a glimmer of hope and i hope things go well for me also.
Congratulations to you all,and enjoy every moment of every day of your debt free life xxxx
quote:
Originally posted by Housing

Good luck to you and yours.

Keep posting to share your experiences - that is how we assist others.

Richard

"There are no problems - only solutions"



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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 02 November 2010 :  12:12:53  Show Profile  Reply with Quote
Hi mugglewuffin,
well done on getting through to discharge, now enjoy a debt free, (and harrassing calls,letters etc) life.

Unfortunately illness and redundancy are 2 of the main causes of insolvency, one minute your doing fine the next you're getting calls and letters from individuals who couldn't care less in DCA's, so thankfully you took that courageous step, and now here you are, good luck

Big Al
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 02 November 2010 :  17:44:48  Show Profile  Reply with Quote
Congratulations from me as well.

Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.

Jan
xx
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 02 November 2010 :  17:51:31  Show Profile  Reply with Quote
Ddonna, don't think you're a disappointment, or that you're taking the easy way out. As you know BR is very stressful, but I'm sure when you've done it you'll feel like a weight has been lifted from your shoulders x

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
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