Hi The OR called me for a phone interview on the 10th/June.he is sending me some paper work to do and send back ASAP.was nice and polite on the phone.Julian your prophecies coming to light in threads, fingers crossed. keep you informed
The interview will go through your SOA from start to finish so you should know which question is coming next. The OR will beinterested in when any credit agreement was taken out - the longer ago the better it will appear - and what it was for. He will also be interested in your assets, e.g. house, car. He will ask you about the reasons for your BR.
It is not uncommon for the OR to jump about a bit when going through the SOA, so just take a deep breath and take it one question at a time. Try to keep your answers as brief as possbile ... if a yes or no will do, then just say "yes" or "no".