Hello - I do feel like I'm hogging the forum a bit today - it's not a deliberate ploy - I just have so many questions to ask and I'm sometimes afraid to ask the OR's office and sometimes when I do, I get answers that I don't fully understand! Sorry - do you mind helping me some more please?
Can you tell me - what is the process we go through at the point when we are discharged from bankruptcy? I am self employed - would the OR want to see my books? My tax and VAT returns? My bank statements? Do I complete an income and expenditure assessment? Do we have another interview (mine was gruelling - I really wouldn't want to have to go through that again!) What is normally the procedure?
You shouldn't need to have another interview unless the OR has more questions. If you are self employed then sometimes the interviews can be pretty long.
As for the discharge process it will automatically happen after 12 months or, if you are lucky, you may get an early discharge (ED) a bit sooner. The ED is completely at the discretion of the OR and can only happen once they have finished with your case. The OR shouldn't need to see any of your tax/VAT returns for discharge and they may ask you to complete another I&E.
Thank you for that - it's a relief to know that another interview will not be required - the three and a half hours at the start of all this was gruelling!
Procedure for discharge
Posted - 18 August 2010 : 13:59:09
