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 I am about to put in my forms for bankruptcy. I a
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vicky mitchell
Starting Member

United Kingdom
3 Posts

Posted - 28 August 2010 :  17:45:27  Show Profile  Reply with Quote
I am about to put in my forms for bankruptcy. I am the main wage earner, my husband is on benefits and I pay his debts out of my wages. Can I include his debts as part of my bankruptcy process. Can we have a joint bankruptcy and still only pay the one fee as he is on a state pension plus disability allowance?

debtinfo
forum expert



2826 Posts

Posted - 28 August 2010 :  19:58:04  Show Profile  Reply with Quote
no you would need to do seperate bakruptcies and pay seperate fees
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Worried Woman
New Member

United Kingdom
60 Posts

Posted - 29 August 2010 :  14:44:38  Show Profile  Reply with Quote
He will include his own debts on his bankruptcy forms. You will then complete the income and expenditure for each of you. You obviously do not include the payments to creditors on these forms as you will no longer be paying them. If you are definately decided that BR is the right course of action for you then you should stop paying these creditors now. This will enable you to save for the fees for BR.



Went Br 20th July 2010..countdown for 1 year.
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vicky mitchell
Starting Member

United Kingdom
3 Posts

Posted - 30 August 2010 :  09:19:50  Show Profile  Reply with Quote
Thanks for the info. Still confused though as I have been told that my husband would not have any fees to pay as he is on benefits. Is this true?

v mitchell
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debtinfo
forum expert



2826 Posts

Posted - 30 August 2010 :  09:27:45  Show Profile  Reply with Quote
There are 2 fees for bankruptcy, the court fee £150 and the bakruptcy deposit £450, if you are on certain banefits you dont have to pay the court fee (you fill in an exemption form)
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gettingoutofdebt
forum expert



2418 Posts

Posted - 30 August 2010 :  14:06:57  Show Profile  Reply with Quote
The forms and guidance for the £150 reduction in the BR fee are available below:

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex160a_e.pdf

http://www.hmcourts-service.gov.uk/courtfinder/forms/ex160.pdf
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