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 how can I get help with BR
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larry
Starting Member

17 Posts

Posted - 29 August 2010 :  09:01:27  Show Profile  Reply with Quote
how can I get help with BR I would like to talk to one of your experts

Housing
Senior Member



United Kingdom
1399 Posts

Posted - 29 August 2010 :  10:16:41  Show Profile  Reply with Quote
Click onto the experts part of the site (on the left) Much assitance there free initially and then a strategy can be tailored to your needs

Or you can go to CAB, Law Centres (sometimes) CCCS or one of the other sites that are backed by the Government

Good luck

Richard

"There are no problems - only solutions"
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larry
Starting Member

17 Posts

Posted - 29 August 2010 :  11:32:02  Show Profile  Reply with Quote
Thanks for your reply housing will try to get in touch with one of the experts
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Julie
Starting Member

42 Posts

Posted - 29 August 2010 :  18:20:31  Show Profile  Reply with Quote
Good luck Larry and remember you can post any questions on here - we'll try and answer as quickly as possible xx
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 29 August 2010 :  18:29:35  Show Profile  Reply with Quote
Hi Larry,

As Julie has said, you can post your questions on here anytime or speak to a couple of the experts.

Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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larry
Starting Member

17 Posts

Posted - 27 October 2010 :  15:34:29  Show Profile  Reply with Quote
Thanks for your reply,s Julie and Viki.W I will have a look at your website and will get in touch
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paulgm_2000
Starting Member

49 Posts

Posted - 27 October 2010 :  17:17:18  Show Profile  Reply with Quote
Hi Larry,
I was made bankrupt a few weeks ago and in the weeks before I was very worried and stressed. I finally decided to get some advice and used the National Debt Helpline who are a free charity and provided some great advice. I also used Paul at Reviva UK who posts on this forum who was very highly recommended.
Good luck, the process is nowhere near as bad as I thought it was going to be and was something of an anticlimax to be honest :)
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Reviva UK
Advanced Member

United Kingdom
2452 Posts

Posted - 28 October 2010 :  20:41:50  Show Profile  Reply with Quote
Hi

Hope you are well.

There are options for DIY support as here on the forum. There are also companies that will offer help with filling in the bankruptcy forms from around £600 for a couple - Viki can offer this support.

You also have the option of the CAB who can allocate up to around 2 hours for debt advice but you need to fit into their schedule.

Not everyone needs our support and I am usually the first to advise someone if that is the case. Our service is not for everyone and is bespoke to the individual situation, however we only offer one package and that includes:-

Managing creditors prior to bankruptcy - including court representation if required
Working out the Pre Bankruptcy Strategy re House
Preparation of the court forms for Bankruptcy
Attending Court with clients for Br
Preparation for the Official Receivers interview
Attending the OR interview - particularly if self employed
Helping you to minimise any IPA
Dealing with the Beneficial Interest transfer and negotiating with the OR / Trustee on your behalf.
Help and support through the bankruptcy period.
Not a 9 - 5 service

As I have said the Forum will give good adice and pointers and people will be happy to share their experiences with you

take care

Paul

Paul Johns
Bankruptcy Specialists
Reviva UK
www.revivauk.com
08454 751 851

Real People ..... Real Debt Solutions
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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 28 October 2010 :  23:51:42  Show Profile  Reply with Quote
Hi Larry,
from your previous posts, you have a property that you rent out, but don't intend to move back into, so as previously mentioned if there is a tenant in there, the OR will appoint an agent to manage and collect the rent, until either the tenant moves out, or the lender seeks repossession, but you will have to provide the OR with any relevant docs such as a tenancy agreement etc.

As Reviva said CAB can help you to fill the forms in, but they will generally only allow their salaried staff to do that due to it being a sworn statement of affairs, and I believe it can take several weeks to get an appointment with one.

And again there are plenty of experts on here who can help.

Big Al
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Sarah.12
New Member



United Kingdom
58 Posts

Posted - 29 October 2010 :  17:12:35  Show Profile  Reply with Quote
I am seeking help and advice from CAB, we managed to get an appt with them within 2 weeks of requesting, I suppose it depends on the area you live too.

Sarah
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larry
Starting Member

17 Posts

Posted - 11 November 2010 :  09:37:52  Show Profile  Reply with Quote
My thanks go to the following Paulgm 2000 / Reviva UK / Bigal 4787 /Sarah Berry.
Thanks for your reply's it is good to here from other people going through BR and also from the experts.
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Sarah.12
New Member



United Kingdom
58 Posts

Posted - 11 November 2010 :  12:08:03  Show Profile  Reply with Quote
Good luck Larry, it's very daunting, but I have had many questions answered on this forum, without this I think I would have gone stir crazy. I have my court date on 10th Dec, will keep everyone posted with progress, hope yours isn't too painful for you :)

Sarah
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larry
Starting Member

17 Posts

Posted - 11 November 2010 :  13:45:35  Show Profile  Reply with Quote
Thanks Sarah Berry hope it gos well for you on 10th Dec. Let us know how it went.
Have phone court today and they say once your papers are ready you can get an appointment within a week. No waiting time
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Sarah.12
New Member



United Kingdom
58 Posts

Posted - 11 November 2010 :  14:39:42  Show Profile  Reply with Quote
Your lucky, I had to wait 7 weeks for my court date, I was a bit surprised but not a lot I can do about it, hope you get it sorted soon Larry :)

Sarah
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larry
Starting Member

17 Posts

Posted - 11 November 2010 :  15:15:00  Show Profile  Reply with Quote
Thanks and yes it is good only one week to wait will have to see when I put my papers in
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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 12 November 2010 :  00:28:31  Show Profile  Reply with Quote
Sarah,
which court do you come under?

Big Al
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