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 2007 postings.
 Bank Accounts For Bankrupts
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Junior Member

United Kingdom
267 Posts

Posted - 24 March 2007 :  15:59:23  Show Profile  Reply with Quote
This list of banks offering basic bank accounts will come useful after being approved by the District Judge.

Who can Provide a Bankruptcy Bank Account?

Co-operative Cashminder account
Barclays Cash Card Account
Nationwide Flex Cash Card
* Bank of Scotland Easycash Account*
* Halifax Easycash Account*
* Lloyds TSB Bank Account*
* NatWest Step Account*
* Royal Bank of Scotland Key Account*
Gregory Pennington

Those banks with an * next to them may decline your application if you are an undischarged bankrupt or have a record of fraud.

Under the Banking Code 2005 if the lender has such an account available you should be offered a basic bank account "if you specifically ask and meet the qualifying conditions for one". It is possible that you may not be offered one and if this is the case you may be able to complain under the Banking Code.

All I have left is my sense of humour.

Edited by - Debtdummy on 24 March 2007 16:00:33
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