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 i owe the csa £15000 an about £20000 in other debts
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paul.br
Starting Member



2 Posts

Posted - 05 September 2010 :  17:59:24  Show Profile  Visit paul.br's Homepage  Reply with Quote
i owe the csa £15000 an about £20000 in other debts the csa have an deductions of earnings on my wages an its making life very hard for me i am struggling to pay normal living expenses will going bankrupt wipe off this debt

debtinfo
forum expert



2826 Posts

Posted - 05 September 2010 :  18:21:03  Show Profile  Reply with Quote
No bankruptcy will not wipe the CSA debt, but not having the ther debt may make life easier for you to handle
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paul.br
Starting Member



2 Posts

Posted - 06 September 2010 :  19:49:45  Show Profile  Visit paul.br's Homepage  Reply with Quote
is there anyway that i can get the csa to reduce the weekly payments
or am i b******* for the years to cum

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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 06 September 2010 :  20:21:04  Show Profile  Reply with Quote
I don't know a great deal about the CSA but I thought that maintenance payments were set according to your income.

Would you be able to cope with the CSA payments if you didn't have your other debts?

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
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Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 07 September 2010 :  16:44:57  Show Profile  Reply with Quote
As Tracey has stated bankruptcy does not allow for CSA/Maintenance arrears to be included, therefore you will remain liable for the debt even after filing for bankruptcy.

The only advice I can give you is to contact the CSA direct and appeal the decision or request a full assessment.
Any figure set for collection from your income direct should be affordable and based on your income/outgoings (provided you responded to their requests for information) If the assessment was done without your co-operation you will need to get in touch for a full assessment and provide all your details etc (without doing this and fully complying with their requests for info will result in the award standing and it being deducted from your salary.

Melanie Nicholas
29 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
telephone 01792 899996
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 07 September 2010 :  17:36:00  Show Profile  Reply with Quote
Hi Paul,

I advise you contact a couple of experts on here or the CAB to get advice on how to deal with your other debts, to make life a little easier for you.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
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