Its not really a question just to let you know how things have changed since I first posted on here. I am still working but only monday to friday. I am bankrupt and have been since march 2009 was dicharged early so only have 17 IPA payments to go. Being in debt was something I am not proud of but I am now out the otherside and am a lot happier. I have enough money to treat myself and still have my lovely home after all the panic. Its not been easy but by the help of reading on here and asking questions it has really helped. I would like to thank you all for you help and wish everyone else luck. It always helps to share your problems.
Thank you for such a positive post. It's good to hear that things have worked out for you, and believe me, the 17 months will fly by and it's a great feeling when the last payment goes out!
all paid off in may 2010 it was ended early and I did not have to pay all of it off. Now really pleased and have learnt my lesson never again will i be so silly. Good luck everyone elsexxx
The friend in my adversity I shall always cherish most. I can better trust those who helped to relieve the gloom of my dark hours than those who are so ready to enjoy with me the sunshine of my prosperity. – Ulysses S. Grant