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larry
Starting Member
17 Posts |
 Posted - 24 October 2010 : 12:24:02
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Hi All. I have a question that I cannot find a reply to in the posts.
When I go BR will the court send a bailiff around to my home to see if there is anything of value to sell or will this be done via the forms that I will have to fill out.
Your reply I will be looking forward to. |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 24 October 2010 : 14:47:57
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Hi Larry,
There will be no bailiff sent by the OR.
If you had "Old masters" or anything of great value (an asset) then the OR would be interested... BUT, you probably do not have anything of that value - if you have you may not need to look at BR 
Seriously there are a lot of rumours that the OR will do this and that - the reality, I am pleased to say is they will not be interested in your personal effects and you will probably only have a telephone interview these days or maybe a face to face interview at the ORs office with an investigator/case officer.
Simply tell them the truth...
Good luck, Richard
"There are no problems - only solutions" |
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chester2005
Average Member
United Kingdom
786 Posts |
Posted - 24 October 2010 : 14:52:18
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as Richard has said so long as you do not have antiques lots of expensive jewelry or an old collection of gold sovereigns then the OR will have no interest in your "household furniture" and personal belongings.
he may however lok at your last 12 months bank and CC statements and enquire if there are any large value purchases on them like a 48" plasma TV.
Dave
Don't worry or know that worrying is as effective as trying to solve an algebra equation by chewing bubble gum.(Baz Lurhman)
RevivaUK and Paul Johns helped me through it all i can't recommend them enough!! |
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larry
Starting Member
17 Posts |
Posted - 24 October 2010 : 17:00:44
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Thanks to Housing and Chester2005
I have purchased a new fridge/freezer
Washine machine
T V
and tools for my gardening business
Would these be o.k. or would I have return them or be sold off as others have now been disposed of.
Thanks for your help |
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Housing
Senior Member
United Kingdom
1399 Posts |
Posted - 24 October 2010 : 19:03:04
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Hi,
The OR is not goung to be interested in your personal effects as you have described.
As Chester and I have said, unless you have deemed to have "wasted" money on luxurious items, you are safe.
The tools are the same to enable you to earn a living.
By all means seek advice from any of the form posters and experts - maybe Reviva if you need hands on experience - details on the left side of the page
Richard
quote:
Originally posted by larry
Thanks to Housing and Chester2005
I have purchased a new fridge/freezer
Washine machine
T V
and tools for my gardening business
Would these be o.k. or would I have return them or be sold off as others have now been disposed of.
Thanks for your help
"There are no problems - only solutions" |
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caroline1959
Starting Member
United Kingdom
4 Posts |
Posted - 24 October 2010 : 19:27:19
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| my partner and i went bankrupt in april and the or was really nice. my partner has an old lexus and he let him keep it. they did not come here to see what we had. just be honest with them and you will be fine |
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larry
Starting Member
17 Posts |
Posted - 25 October 2010 : 17:26:49
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Thanks to housing and caroline for your input its so good the free advice you can get on this site.
Is there any other experts that I can get in touch with. Other than Reviva |
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debtinfo
forum expert
2826 Posts |
Posted - 25 October 2010 : 17:54:10
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| If you dont want to get in touch with reviva you can post your questions on here and we will answer them or you can contact one of the debt charities such as CAB. CCCS or national debtline |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 26 October 2010 : 00:36:11
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Hi Larry,
the days of the OR sending someone round to your house to make an inventory of your belongings are long gone. They will not be interested in your household goods, as they realise that you need to make it habitable. As other replies have stated, they might though question a 50" plasma TV, purchased recently!....not a fridge or freezer.
The tools for your gardening business can be exempt from the proceedings, as they are needed so that you can earn a living
Big Al |
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larry
Starting Member
17 Posts |
Posted - 27 October 2010 : 15:31:16
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Thanks for your input Bigal4787 and Debtinfo.its good to get info. like this.
Its a real help |
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Topic |
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Will the court send a bailiff round to my home ?
