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gally
Junior Member
114 Posts |
 Posted - 08 November 2010 : 09:20:22
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| its been a long time since i posted on here having gone bankrupt just over 2 years ago now . however in the past couple of days good old moorcroft and advantage finance have called saying i owe orange for two accounts i had for my business employees which i had terminated by orange when i told them what i was going to do can they start phoning me after all this time . i have quoted my number to them but no longer have copies of discharge |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 08 November 2010 : 10:00:52
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Hi Gally
They are just trying it on, tell em to take a run and jump.
was the debt listed in your bankruptcy petition ?
regards Richard |
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gally
Junior Member
114 Posts |
Posted - 08 November 2010 : 10:23:03
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| i cannot remember but when i finished with the or after a 3 hour meeting which i thought was fair but firm the only credit agreement left was on the mortgage and the family car ( blackhorse) which they allowed us to keep paying as was in negative equity and required for work . what i do remember was orange pestered me for months afterwards from different departments and i thought that eventually they must have the evidence required as i have heard nothing for 2 years now . what is annoying me is 2 accounts have gone to two agencies so twice the amount of calls isnt there an act i can quote to stop this harasment going any further? |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 08 November 2010 : 12:13:55
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Hi Gally,
they're DCA's and they're trying it on. As long as the debts were declared in your SOA in bankruptcy, then they cannot be enforced. Inform them, (again) of the bankruptcy date, order number etc, and that they are no longer entitled to pursue you. It is also worth mentioning, that as you have informed them by letter(sent recorded) of those facts, that if they continue to harrass you, that they would be pursuing a course of conduct that they know or should know amounts to harrassment under the protection from harrassment act 1997.
They should also be reminded about their obligations under the guidelines of the OFT(office of fair trading), about DCA'a, and that if they persist a complaint will be lodged with the OFT.
Big Al |
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moodybluetwo
Junior Member
156 Posts |
Posted - 08 November 2010 : 12:48:35
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| I was under the impression that all debts ( except fines..CSA...student loans ) are included in bankruptcy even if you do not list them on your SOA. This is the reason for advertising in the London Gazette....am I correct thinking this? |
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Phone calls about debts 2 years after discharge
