As from yesterday I was declared bankrupt. Was really worried and stressed about going to court. Everyone at the court was helpful, did not judge me and after had a brief telephone interview with the OR office who said will ask bank to keep my co op account open, will have a longer interview with the OR in December. Did not want to go this route but glad most is now over just got to wait to see if any IPA. Can now relax and have a cheap bottle of plonk for my birthday today