- How much is your total debt? - Is the debt solely yours or joint? - Do you own a property and, if so, is there any equity in it? - Do you own a car/motorbike and, if so, how much is it worth? - Are you likely to get a job in the near future? - Are you resident in the UK and is the debt all UK debt?
Edited by - gettingoutofdebt on 18 November 2010 07:24:23
I agree with gettingoutofdebt in that the forum does need more information.
It does however sound as if your creditors are not receiving their repayments and they will continue to hassle you for payment until such time that you pay them or enter into a repayment or other debt relief plan.