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 Hi,new to forum and BR can you help please ?
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Bagonerves
Starting Member

United Kingdom
3 Posts

Posted - 22 November 2010 :  08:42:41  Show Profile  Reply with Quote
Hi,new to forum and B/R, can you help please. Went B/R on 19/10/10,that afternoon I received a cheque for tax refund of over £400 for period 2008-2009,I am due to speak to the O/R in the next couple of days and people are saying I shouldn't declare it as it is money I should have had back then.I don't know what to do,I'm a worrier and i would hate to do the wrong thing and have it jump up and bite me on the rear later on. Any advice would be very much appreciated.

Melanie.n
forum expert



United Kingdom
1282 Posts

Posted - 22 November 2010 :  08:47:39  Show Profile  Reply with Quote
When you have the chat with the OR, I would declare the refund, if the OR makes the decision that you may be allowed to keep the repayment then so be it, its yours. But I would not recommend that you keep the payment without declaring it to the OR. It is important that you are completely open and honest with the OR

Hope this helps, and sorry if this was not what you wanted to hear

Melanie Nicholas
29 years insolvency experience - 23 of which in the Insolvency Service
- Insolvency Manager
Jones Giles
email me at melanienicholas@jonesgiles.co.uk
telephone 01792 899996
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Skippy
forum expert



United Kingdom
3290 Posts

Posted - 22 November 2010 :  20:55:03  Show Profile  Reply with Quote
I agree with Mel, you should declare the refund. I agree it's money you should have had a couple of years ago, but you can also take the view that it's money that should have gone to your creditors back then.

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
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Bagonerves
Starting Member

United Kingdom
3 Posts

Posted - 22 November 2010 :  23:36:38  Show Profile  Reply with Quote
Hi,thanks for both replies.I have to say finding this website was a huge blessing, you get so many people telling you what to and what not to do you end up doubting your own thoughts ! Melanie, to be honest that was what I wanted to hear, personally will feel much better declaring it to the O/R and if I get to keep it GREAT, if not, well I didn't have it anyway so I haven't lost out, Thanks again, no doubt I'll be back with other Q's since this is just the start of it all.
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