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Toolong
Starting Member
12 Posts |
 Posted - 23 December 2010 : 16:13:08
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A big thank you to everyone on the forum, I wouldn’t and couldn’t have done this without it, so thank you. I had my interview on Monday, its taken two days for it to sink in that its over! Had a nice lady who did just what everybody said she would - went through the forms - and so I was prepared for all the questions. It lasted 25 minutes. She told me my vehicle would be exempt and that I would need to pay an IPA and I’m quite happy to do that as its an affordable amount. She mentioned early discharge so hopefully that will happen too. I can breathe for the first time in years and am once again hopeful for the future.
A very Merry Christmas to all and a happy 2011. I will certainly be having a better year. Thank you again too all.
 
(I’m no expert but will try and help where possible on the forum)
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 23 December 2010 : 16:18:57
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Well done Toolong, I'm glad it was ok.
Please do keep posting as your experiences will definitely help other people.
Merry Christmas and happy new year to you as well x
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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glafy
forum expert
436 Posts |
Posted - 23 December 2010 : 16:31:43
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Great news toolong. Glad it went well.
All the best for the oncoming year. I'll bet there is a spring in your step in 2011.
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Viki.W
forum expert
United Kingdom
2211 Posts |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 23 December 2010 : 17:26:42
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congratulations welcome to a debt free future
Have a relaxing Xmas
Richard |
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Sarah.12
New Member
United Kingdom
58 Posts |
Posted - 23 December 2010 : 17:37:35
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Ahh, nice one toolong, Now you can relax and enjoy christmas and a debt free future :)
Sarah |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 23 December 2010 : 23:53:54
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Hi Toolong,
glad the interview went well, as you found out OR's and examiners are not ogres,or judgemental, that's the way I sought to be anyway!
So have a peaceful christmas, free from harassing letters,phonecalls etc, and a debt free 2011!!
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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Its done
