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 Was not informed of bankruptcy!
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draknarz
Starting Member

United Kingdom
1 Posts

Posted - 26 December 2010 :  07:47:03  Show Profile  Reply with Quote
hi, im renting my house out to tennants as im now looking after my elderly parents.

a few days ago, a new tennant went into the house. he told me that there are letters there from the local court saying that there is a bankruptcy court date against me in january!

the bankruptcy is for unpaid council tax, nearly £5,000.00

i dispute this! i do not owe this amount of council tax!

the council have sent paperwork concerning other things to my home address - where i live with parents. however, the council have not sent me any paperwork concerning the bankruptcy order, instead they sent the paperwork to the address where they clearly know i dont live.

can anyone offer me help with this please? i dont want to be made bankrupt and i also dispute the debt.

i explained to the council the above.... i also told them that if they make me bankrupt then they are not likely to get any money since the house i have (my only supposed asset) is in negative equity. the council would not help me.

thanks!

Blackie
forum expert



United Kingdom
565 Posts

Posted - 26 December 2010 :  16:58:28  Show Profile  Visit Blackie's Homepage  Reply with Quote
Dear Draknarz

A Happy Christmas and try not to worry too much about the bankruptcy as the debt is disputed and therefore you can noot be made bankrupt on a disputed debt. I think that the best thing you can do is attend the bankruptcy Hearing with as much paperwork and documentation as possible showing that you dispute the debt with the reasons why. You should ask the District Judge for the Order to be Set Aside.

Kind regards

John Blackadder
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Bigal4787
forum expert



United Kingdom
641 Posts

Posted - 26 December 2010 :  23:27:51  Show Profile  Reply with Quote
Hi draknarz,
As John said if you are disputing the debt then you must present documentary evidence to the court as to why, you can't just turn up at court with no evidence, as the DJ(district judge) will go along with the petitioner.
Additionally is this a statutory demand,or the actual petition?

Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.

If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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