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sahara
New Member
United Kingdom
51 Posts |
 Posted - 27 January 2011 : 16:40:22
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Hi
I was discharged from bankruptcy 2years 6 months ago. i am thinking fo going self employed as a window cleaner. Would i be able to get a basic business account. I do not want to borrow any money, just somewhere to pay cheques and cash into.
Does anyone know or would i just have to go and ask and feel embarristed when they all say NO.
any advice |
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Richard P
Senior Member
United Kingdom
1701 Posts |
Posted - 27 January 2011 : 17:44:13
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Hi Sahara
yes you can
Banks may make you feel like Sh1T.
if problems post back, i may have someone that can help
Richard |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 27 January 2011 : 20:40:04
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Hi Sahara,
I think Stu who posts on here opened a business account with Barclays after his discharge. Apparently he had to go into the branch, but he didn't have a problem.
Give them a try.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
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paulgm_2000
Starting Member
49 Posts |
Posted - 27 January 2011 : 21:45:25
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quote:
Originally posted by sahara
Hi
I was discharged from bankruptcy 2years 6 months ago. i am thinking fo going self employed as a window cleaner. Would i be able to get a basic business account. I do not want to borrow any money, just somewhere to pay cheques and cash into.
Does anyone know or would i just have to go and ask and feel embarristed when they all say NO.
any advice
Good luck with your new venture.
I opened two new business accounts with Royal Bank Of Scotland whilst I was in an IVA(involvent) with no problem at all.
They informed me they only turned away people who were bankrupty at the time.
You get a cheque book and Visa card now and excellent customer service.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 27 January 2011 : 22:47:02
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Good luck Sahara, hope you get an account sorted soon.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
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sahara
New Member
United Kingdom
51 Posts |
Posted - 28 January 2011 : 08:13:47
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thanks for all your replies, will give it a go, not looking to start for a couple of months yet
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tim73
New Member
57 Posts |
Posted - 29 January 2011 : 21:44:57
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| try the co-op bank, they are bankrupt friendly and you can do it online or in person. thats what i did and everything is just dandy |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 30 January 2011 : 11:07:58
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If it's a basic cashminder account it cannot be done online - has to be via phone or in branch.
Buckle your seat belt Dorothy, 'cos Kansas is going bye bye.
Jan
xx |
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sahara
New Member
United Kingdom
51 Posts |
Posted - 25 March 2011 : 20:19:56
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well i have tried Santander and N+P building society and got nowhere
Any one got any advice
Should i check my credit file first before trying any other banks
I really want a bank thats in my town so i can pay cheques in daily
like i said above i do not want to broow any money.
Its just people automatically start writing out cheques in my company name and ten i have to say no please write it to my name
please any advice
N+P wanted proof of discharge something with a court stamp on but i only have it printed of the insolvancy website as i am not paying £60
Also i heard they have stoped sending out proof of discharge even if you are willing to pay |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 25 March 2011 : 23:35:47
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Have you tried the Co-op?
The printed copy from the Insolvency Site should be fine.
Double, double toil and trouble;
Fire burn, and cauldron bubble.
Jan
xx |
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sahara
New Member
United Kingdom
51 Posts |
Posted - 26 March 2011 : 07:56:45
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| we dont have a co op around here |
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Viki.W
forum expert
United Kingdom
2211 Posts |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 26 March 2011 : 10:10:34
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I always used the Post Office when I used my Co-op account and to be honest I found that better than having to go into town to go to the bank!
I don't think you can use the Co-op Cashminder as a business account though...
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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bank accounts
