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Skint101
Starting Member
18 Posts |
 Posted - 27 January 2011 : 20:41:28
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Hi everyone.
I would apprciate it if you could tell me if this looks ok?
Household Information[/b]
Number of adults in household........... 2
Number of children in household......... 1
Number of cars owned.................... 2
Monthly Income Details
Monthly income after tax................ 930
Partners monthly income after tax....... 1032
Benefits................................ 130
Other income............................ 0
Total monthly income.................... 2092
Monthly Expense Details
Mortgage................................ 674
Secured/HP loan repayments.............. 0
Rent.................................... 0
Management charge (leasehold property).. 0
Council tax............................. 96
Electricity............................. 50
Gas..................................... 68
Oil..................................... 0
Water rates............................. 42
Telephone (land line)................... 13
Mobile phone............................ 40
TV Licence.............................. 12
Satellite/Cable TV...................... 12
Internet Services....................... 30
Groceries etc. ......................... 400
Clothing................................ 80
Petrol/diesel........................... 130
Road tax................................ 26
Car Insurance........................... 100
Car maintenance (including MOT)......... 30
Car parking............................. 0
Other travel............................ 0
Childcare/nursery....................... 69
Other child related expenses............ 0
Medical (prescriptions, dentist etc).... 30
Pet insurance/vet bills................. 14
Buildings insurance..................... 10
Contents insurance...................... 10
Life assurance ......................... 0
Other insurance......................... 0
Presents (birthday, christmas etc)...... 20
Haircuts................................ 15
Entertainment........................... 0
Holiday................................. 80
Emergency fund.......................... 50
Total monthly expenses.................. 2101
Assets
Cash.................................... 0
House value (Gross)..................... 105000
Shares and bonds........................ 0
Car(s).................................. 4850
Other assets............................ 0
Total Assets............................ 109850
Secured & HP Debts
Description....................Debt......Monthly.. .APR
Mortgage...................... 111500...(674)......7.9
Total secured & HP debts...... 111500....-.........-
Unsecured Debts
Description....................Debt......Monthly.. .APR
Total unsecured debts..........0.........0.........-
Monthly Budget Summary
Total monthly income.................... 2,092
Expenses (including HP & secured debts). 2,101
Available for debt repayments........... -9
Monthly UNsecured debt repayments....... 0
Amount short for making debt repayments. -9
Personal Balance Sheet Summary
Total assets (things you own)........... 109,850
Total HP & Secured debt................. -111,500
Total Unsecured debt.................... -0
Net Assets.............................. -1,650
Thanks |
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Skint101
Starting Member
18 Posts |
Posted - 28 January 2011 : 09:01:08
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| Please could someone look at this for me? Thanks. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 28 January 2011 : 10:36:40
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Hi, sorry this was missed last. Hopefully one of the experts will pick it up shortly. Things have changed recently and I don't want to give you the wrong information.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 - it's over at last! |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 28 January 2011 : 11:01:42
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Hi Skint101,
If that's what you spend then it's fine, apart from satellite and birthday presents, they will need to be deleted. Also pop on your SOA what you need internet for eg, work purposes, school studies. Emergency fund needs to be £30 not £50.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
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SOA - help please
