hi, i'm considering bankruptcy but need help! i've been seperated from my husband for 2 years and i'm currently living in my house with our 3 children, the bills have mounted up and i can no longer live here so as from next week i'm moving into rented accommodation and we don't know what to do with the house which is in negative equity of about 14,000, the mortgage is in both names and we have been paying half the mortgage each, if i handed the keys back to the mortgage company and went bankrupt would they chase him for the money?? he has had an IVA for just over a year. hope you can give me some good advise! thank you