Hi I am seriously considering bankruptcy to draw a line under my debts. Having been self employed I have both personal and some business debts. I have buried my head in the sand and do not have a comprehensive list of debts / creditors etc Most of my business related paperwork where destroyed in a flood. Just wondering about the statement of affairs? What happens if you dont disclose a debt on it? Also will tax and vat debts be covered by bankruptcy? Can probably find personal debts through equifax or similar but that will be frightful reading!!!!
Hi Richard Many thanks for your response. I also have a couple of ccj and one pending would BR cover these also? No enforcement action has followed the existing ccj. Business was sole trader status