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hammy0107
Junior Member
399 Posts |
 Posted - 12 June 2008 : 20:34:32
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Hi all,
I have answered NO to the question of gambling on my SOA which is the truth, however my wife used to play on-line bingo and for this she used my debit card. Nothing shows on my last 12 months statements as we both agreed she needed to stop, however if the OR was to go back about 14 months my statements would show gambling activity. We are not talking massive amounts, possibly a couple of thousand over a couple of years. My worry is that if the OR does go back 2 years then this will look suspicious, how do i prove it was my wife and not me? Secondly my bank that was is a small creditor (£1500), once they know i am BR are they likely to tell the OR that there is gambling activity on my account? I really want to do the right thing and the truth is I haven't lost money gambling in the last 2 years, my wife has lost some of my money though. Should i bring it to the OR's attention and risk not being believed or do i leave my answer as no and hope the OR doesn't go back further than 12 months AND Lloyds don't feel the need to mention it? What is the likelihood of the OR going back further than 12 months and what is the likelihood Lloyds will pass this information onto the OR?
Opinions and experience please. |
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m and v
Average Member
United Kingdom
760 Posts |
Posted - 12 June 2008 : 20:50:40
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Hi Hammy - the only bit I know the answer to is about bank statements - I was only asked to supply 12 months worth!
So if your OR operates the same, you have told the truth and will be supplying what they ask.
Not sure about the banks though - sorry. Sure someone else will have an answer soon.
Vicki x |
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melanie_giles
Senior Member
1191 Posts |
Posted - 12 June 2008 : 22:10:34
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I am sure that you will be able to explain this satisfactorily if you need to. Be careful about confirming that the expenditure was incurred by your wife, as the OR might ask her to pay it back and this could affect her share of the equity in your property.
For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com |
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Gambling on SOA
