Hi I have recently moved into my mother in laws old house and she had filed for bankruptcy whilst living here although my credit rating was not great I now cannot even get a mobile phone contract, the woman in the shop said it may be to do with this address how do I disassociate myself from this?
BR does not affect an address, only the person going BR so it would be worth getting a copy of your credit files and checking them to make sure there is nothing untoward on them. You will need to check Equifax, Experian and Callcredit.
If you have no joint debts with her then you can also file a notice of disassociation with the agencies.
The world is broken, halos fail to glisten We try to make a difference but no one wants to listen Hail the preachers, fake and proud Their doctrines will be cloud Then they'll dissipate like snowflakes in an ocean
bad credit rating does not affect the address only the individual concerned. I would check your own credit rating as it seems the problem may lie with yourself rather than the previous occupier.