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James.1
Starting Member
8 Posts |
 Posted - 22 July 2011 : 14:46:43
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| i am in the last five of months of my ipa after three years of payment, during this time i have been on nt tax code, at no time has it been made clear if the nt is included in the ipa, at this late stage how can i find out where i stand, i read sometime ago nt tax repayment was included in ipas |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 22 July 2011 : 17:56:17
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You should not be on nil tax code now - it is only during your first year that you would have been on that.
Hopefully one of the experts can help.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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James.1
Starting Member
8 Posts |
Posted - 23 July 2011 : 06:12:29
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who has dropped a glanger hmrc or my employer, i do hope i am not made personally liable for any repayment of tax.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 23 July 2011 : 08:04:11
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I have no idea about that James, hopefully one of the experts can help but I'd have a word with the OR and mention this.
Have you not been paying the tax across to your IPA? As far as I am aware you are supposed to do so.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 23 July 2011 : 08:13:29
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Hi James,
You should have paid the tax to the OR for the tax year you were bankruptcy (up to 5th april) but after that, you should have been on normal tax code, so you will have to pay that tax. Have you kept it to one side or spent it?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/ |
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James.1
Starting Member
8 Posts |
Posted - 23 July 2011 : 09:16:58
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quote:
Originally posted by Viki.W
Hi James,
You should have paid the tax to the OR for the tax year you were bankruptcy (up to 5th april) but after that, you should have been on normal tax code, so you will have to pay that tax. Have you kept it to one side or spent it?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
i have of course spent this money, assuming the tax was included in my ipa payments over the duration of the ipa, so initially i have been left ill informed by th or, and i suppose this will be no defence with hmrc.
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James.1
Starting Member
8 Posts |
Posted - 23 July 2011 : 09:20:29
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quote:
Originally posted by James.1
quote:
Originally posted by Viki.W
Hi James,
You should have paid the tax to the OR for the tax year you were bankruptcy (up to 5th april) but after that, you should have been on normal tax code, so you will have to pay that tax. Have you kept it to one side or spent it?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
Please read my experience of debt via my blog at http://vikiw.blogs.iva.co.uk/
i have of course spent this money, assuming the tax was included in my ipa payments over the duration of the ipa, so initially i have been left ill informed by th or, and i suppose this will be no defence with hmrc.
i suppose at this late date i will be talking to an rtlu rather than or
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moodybluetwo
Junior Member
156 Posts |
Posted - 23 July 2011 : 10:32:45
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| I had a letter from HMRC telling me the nil tax code was over and it was my responsibility to inform anyone it concerned to adjust the tax code accordingly. I think the onus is on you to see that your code is correct. |
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James.1
Starting Member
8 Posts |
Posted - 23 July 2011 : 10:39:59
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quote:
Originally posted by moodybluetwo
I had a letter from HMRC telling me the nil tax code was over and it was my responsibility to inform anyone it concerned to adjust the tax code accordingly. I think the onus is on you to see that your code is correct.
i have never received such a letter, and as far as i know neither has my employer.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 23 July 2011 : 11:50:08
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I think that you will be expected to pay this money across. How you have to go about it though I have no idea.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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James.1
Starting Member
8 Posts |
Posted - 26 July 2011 : 11:30:03
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quote:
Originally posted by kallis3
I think that you will be expected to pay this money across. How you have to go about it though I have no idea.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx
i contacted hmrc, for them to tell me the nt tax code should have ended tax year 08/09 they said myself and my employer should have received letters long ago stating the nt code had ended, can anyone be blamed for this my employer or hmrc or maybe the or, i was led to assume my tax was paid as part of my ipa, which has 5 months till completion, hmrc said i will be liable for any tax owing this seems unfair as i was left in ignorance.
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 26 July 2011 : 11:52:18
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I have no idea James. Hopefully one of the other experts on here can help.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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debtinfo
forum expert
2826 Posts |
Posted - 26 July 2011 : 13:41:39
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| Ok well the facts are that you have had the extra money and spent it, whoever innocently. It is unlikely to be the ORs fault as they separate out the payments on the paperwork and show the different amounts and how long you will be paying each. But check the paperwork anyway, you should have been paying a higher amount until the first April and then less since. You always have ultimate responsibility for paying your tax, so if you have not paid it to the OR then you have had and spent it and so it will need to be repaid |
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James.1
Starting Member
8 Posts |
Posted - 26 July 2011 : 15:23:37
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quote:
Originally posted by debtinfo
Ok well the facts are that you have had the extra money and spent it, whoever innocently. It is unlikely to be the ORs fault as they separate out the payments on the paperwork and show the different amounts and how long you will be paying each. But check the paperwork anyway, you should have been paying a higher amount until the first April and then less since. You always have ultimate responsibility for paying your tax, so if you have not paid it to the OR then you have had and spent it and so it will need to be repaid
the ipa payments have always been the same, and i have never had any paperwork,mentioning the ipa did not include the tax payments.
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debtinfo
forum expert
2826 Posts |
Posted - 26 July 2011 : 15:43:30
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| Sorry, I didn't understand that bit, have you got the original ipa document, when did you go bankrupt, when did the ipa stary, how much were the payments, how much is your tax normally |
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James.1
Starting Member
8 Posts |
Posted - 26 July 2011 : 16:05:57
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quote:
Originally posted by debtinfo
Sorry, I didn't understand that bit, have you got the original ipa document, when did you go bankrupt, when did the ipa stary, how much were the payments, how much is your tax normally
i have only ever received a letter from moonbeever, asking for payments £124 x 36months myself and partner went bankrupt september 2008, the ipa started january 2009, my monthly tax is normally £36 monthly,at this time the only paperwork i received from the or was a form to sign and return, there was not a copy of this form provided, my partner does not pay tax.
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Topic |
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How can I find out where I stand with regard to tax code ?
