No thanks required - just doing what I call my mission in life - 'to enable people to have free access to bankruptcy advice, so that they hold all the necessary information to enable them to make the right decision for their personal circumstances'
I may not always appear to be 'available' by daily posting on the forum, but can always be contacted by email, and am always only too willing to help anyone in need
Thanks though Richard for your kind words, Melanie
Melanie Nicholas CertDR 30 years insolvency experience - 23 of which in the Insolvency Service - Insolvency Manager Jones Giles