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hairandbeauty
New Member

71 Posts
Posted - 04 August 2011 :  19:57:06  Show Profile  Reply with Quote
Hi guys

After your discharged from bankcrupty Would you then be classed As a first time buyer again or not for a mortgage? (I was discharged 5 years ago)

Skippy
forum expert



United Kingdom
3290 Posts
Posted - 04 August 2011 :  22:14:39  Show Profile  Reply with Quote
I wouldn't have thought so - I thought you were only a first time buyer the first time you have a mortgage.

View my blog at http://skippy13.blogs.iva.co.uk/

Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.

Last IPA payment made on 28th June 2010 - it's over at last!
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hairandbeauty
New Member

71 Posts
Posted - 05 August 2011 :  08:12:33  Show Profile  Reply with Quote
One mortgage advisor said he had never dealt with this before but he said if my credit file had been wiped I should then be classed as a first time buyer as I don't have a history anymore
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hairandbeauty
New Member

71 Posts
Posted - 05 August 2011 :  21:06:51  Show Profile  Reply with Quote
Anyone?
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Niobe
Administrator



United Kingdom
4590 Posts
Posted - 05 August 2011 :  21:18:36  Show Profile  Reply with Quote
I'm inclined to agree with Tracey - you're not a first time buyer even if you haven't had a mortgage in years.

Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe



Jan
xxx
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