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treespot
Starting Member
United Kingdom
3 Posts |
 Posted - 07 August 2011 : 11:22:14
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hello,
i went bankrupt in( jan 2010) but i am being chased for a small amount £71.00 from a debt collection agency. At the moment i am not working and the debt is for an on-line work website which offered a 3 mth trial but would not let me cancel and said i could not stop it and would have to pay for 12 mths. My wife paid for all the3 monthly invoices but stopped because her finances are limited now.Is their any thing i can do please.And will the debt agency come to my house for the debt which i do not think that i owe because i never signed anything. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 07 August 2011 : 11:25:59
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When was the debt incurred? Was it before you were made BR or after?
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Bigal4787
forum expert
United Kingdom
641 Posts |
Posted - 07 August 2011 : 11:52:02
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Hi,
reading into your post, and from the time frame it would appear that you started this around the time of your bankruptcy, so if the £71 is after the bankruptcy, then it's highly unlikely that it could be claimed in bankruptcy.
But there again, if they go for a CCJ and you can show through documentary evidence, times dates of phone calls etc that you tried to cancel the trial before the 3 months was up, then you could let them go to court and let the court decide whether they have a valid claim, but equally it may be wise to seek advice from the CAB.
Big Al
Insolvency examiner with the Insolvency service from April 2008 - July 2010.
If you need help completing SOA's(statement of affairs) or PIQ's(preliminary information questionnaire) if you've been declared bankrupt, or anything else and you're within 30 miles or so of Warrington, then please contact me via my contact details in the expert page for futher details"
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hello, i went bankrupt in( jan 2010) but i am being chased
