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Sky1963
Starting Member

United Kingdom
2 Posts

Posted - 13 September 2011 :  16:20:07  Show Profile  Reply with Quote
Hello, I'm a newbie so please forgive me if I'm not on correct part of Forum

My husband & I are both saving to go bankrupt, total is £1,400 for us both. We don't qualify for benefits and we have only my husbands wage come in, we have 3 children, I'm a stay at home mum.

Could anyone advise if there are any charities/companies out there that can give financial assistance for Bankruptcy Fees? We stopped paying creditors in order to save (professional advice) and we have lived Frugaly for many years, nothing left to sell. We are saving every penny, but it is very difficult. I beleive some utilitiy companies help, we are with e-on is this one of them?

Any hepl/advice would be realy apreciated. Thank You.

glafy
forum expert

436 Posts

Posted - 13 September 2011 :  17:45:36  Show Profile  Reply with Quote
Hi Sky1963 & welcome to the forum.
You're correct that some Utility companies do help towards BR fees although it sometimes it isn't easy finding them!!
Type "help with Bankruptcy fees" in your search engine & you should be able to find some information. Make sure you do this before BR as none will do it retrospectively.
We applied to United Utilities after BR & were told it was too late but they then sent us a cheque for the amount we owed to them when we went BR which was much appreciated.
When you get on to the utility companies websites look for the Welfare section. Most of them have this information on that page.
AS your husband is employed, is he a member of a Union as they could have a welfare fund to assist towards things like BR

Good Luck, I will have another search & see what I can find.




"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
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glafy
forum expert

436 Posts

Posted - 13 September 2011 :  17:59:29  Show Profile  Reply with Quote

Just found these. they may be of help...

http://www.edfenergytrust.org.uk/index.php?page=grantsind

Quote from their page---"Bankruptcy Deposits - Applicants must not have previously been declared bankrupt nor be a home owner. They must provide a full list of debts and have received advice from a professional advice worker or intermediary. Bankruptcy applications will not be considered from those with assets above a value of £1,000 and total debts less than £15,000."

http://forums.moneysavingexpert.com/showthread.php?t=1167839

http://www.britishgasenergytrust.org.uk/

http://www.anglianwater.co.uk/household/your-account/problems-paying/assistance/


"Good things come to those who wait".....I'm a patient person but this is taking the Mickey!!
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Sky1963
Starting Member

United Kingdom
2 Posts

Posted - 14 September 2011 :  09:27:41  Show Profile  Reply with Quote
glafy, thank you very much for your help and advice
I will do a search and see if there is anything we can apply for. The latest information you gave me was very helpful, though we do have a mortgage and we will be loosing this to the bankruptcy, so we may not qualify on that one.

But I will look into every possibility.

Kind regards .
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