OH PLEASE HELP..... I have 2 mortgages with my soon to be ex husband. I am on benefits and live in rented accomodation. We have been seperated over 2 years. He lives in the matrimonial house and the other is rented out. I want to remarry but I am worried if my husband defaults on the mortgage on the matrimonial house that it will effect me and my new husband. My home with my new husband in time will have no mortgage on it but I would like to be on the title deeds in time! Both houses with my soon to be ex are in serious negative equity! I dont know what to do and my ex wont speak to me about it. He avoids everything. Would bankruptcy help me out of this???? Please help this is pure hell! The matrimonial house is in Northern Ireand and the rented house in Scotland. I want to cut all ties but the mortgage companies wont release me from the mortgages. What can I do???
I have an unsecured loan of 5000 in my own name which is just manageable.
My main concern is not being able to be released from this mortgages and in time once I have remarried my ex will efect me and my new husband by defaulting.
Dont know what to do. If I go bankrut will that release me from my liability with these 2 houses? I want out of this asap!
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side.
I would be interested to see what happened here. I am divorced from my ex-husband and still can't get off two joint mortgages even though my circumstances have changed considerably since my divorce i.e. redundancy, can't pay debts, bankruptcy, got work at quarter of the salary that the mortgage company took into account when setting up the mortgage.