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 bankruptcy postbag for june
 Telephone inteview 7 days after BR
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GARY2
Junior Member

United Kingdom
196 Posts

Posted - 16 June 2008 :  14:16:13  Show Profile  Reply with Quote
Just had the OR on the phone to arrange my telephone interview for this wednesday. I was only in court last wednesday as well. My file was passed from liverpool office to blackpool office. She only mentioned my high vet bills (dog allergic to dog food) and £280 fuel bill (lots of mileage for work and kids).
My question is will she still want my statements, wage slips etc as i thought they couldnt do an interview without them first.

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 June 2008 :  14:19:32  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Gary2,

The OR will ask for them, so if you have them, send them. If not, the OR will get copies directly from your bank anyway, so don't worry of you can't lay your hands on them for now.

The initial telephone interview will go through your SOA. The bank statements will be analysed later, so don't worry for now.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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GARY2
Junior Member

United Kingdom
196 Posts

Posted - 16 June 2008 :  14:27:13  Show Profile  Reply with Quote
I got everything ready in a nice file for them just that the timing is reaaly quick. Id sooner get it over with sooner rather than later tho.
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 June 2008 :  14:30:19  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Gary2,

The easier you make life for the OR, the easier they'll make life for you. Sounds like you're very organised and the OR will really appreciate it!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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GARY2
Junior Member

United Kingdom
196 Posts

Posted - 16 June 2008 :  14:32:57  Show Profile  Reply with Quote
I have to admit this site has been invaluable with all the info available. Ive spent hours and hours going thru it. Just like to say thanks and if anyone has any questions for me just give us a shout.
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 June 2008 :  14:33:47  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Gary2,

Glad we could help!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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m and v
Average Member



United Kingdom
760 Posts

Posted - 16 June 2008 :  15:36:24  Show Profile  Reply with Quote
Hi Gary - if you haven't done so already you might find it useful to plot out a timeline of your debt.
I had mine in front of me during my interview so I could try to explain what happened, when, etc.
Good news that your interiew is so soon - you'll soon have it over and done with.



Vicki x
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 16 June 2008 :  15:44:00  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Great advice as usual vicki!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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GARY2
Junior Member

United Kingdom
196 Posts

Posted - 17 June 2008 :  03:40:45  Show Profile  Reply with Quote
Ta for that. I did use the whole 4000 characters for my explanations of my debt so i should be ok. Cant wait to talk testicles with them
I bought a bulldog as a pet but with the intention to breed and he only had one ball..........priceless!
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 17 June 2008 :  10:09:48  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Gary2,

Just remember to be open and honest and you'll be fine. The story about your dog should give the OR a bit of a smile :)

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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