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 bankruptcy postbag for june
 missed a creditor
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abd
Junior Member

284 Posts

Posted - 19 June 2008 :  21:55:28  Show Profile  Reply with Quote
I do not want to be greedy and very happy how far I got by now, declared bankrupt and will start a reasonable IPA in August, but I have got a more or less theoretical Q. I had an arrear with a gaz company in my previous rented house ,I did not put as a creditor in my SOA. Now that Iam bankrupt they are knocking on my door that they will not accept the previously agreed installment payment, which was cancelled because of a closed baNK account , CAN I retrspectively mention that to my OR, or I have to just pay the money and keep silent.

regards

Elfatih

m and v
Average Member



United Kingdom
760 Posts

Posted - 19 June 2008 :  22:50:41  Show Profile  Reply with Quote
Hi abd - I think you can! Inform your OR of the debt that you have forgotten and leave it in their hands.


Vicki x

Edited by - m and v on 19 June 2008 22:51:05
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abd
Junior Member

284 Posts

Posted - 19 June 2008 :  23:59:58  Show Profile  Reply with Quote
Thanks Vicki
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Suzanne
Average Member



United Kingdom
869 Posts

Posted - 20 June 2008 :  09:45:51  Show Profile  Visit Suzanne's Homepage  Reply with Quote
Hi abd
Yes you can inform the OR of the missed debt, it is still covered by the bankrutpcy regardless of the fact that is was not disclosed at the time.
If they come knocking again, inform them of the bankruptcy and provide them with the court name and number and the contact details of the Official Receiver dealing. Do not pay them any money as this could be seen as a preference.

Suzanne Stocker
Bankruptcy Manager
Jones Giles Ltd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 20 June 2008 :  11:50:40  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Abd,

Vicki and suzanne are spot on here. Just let your OR know and they'll deal with it.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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abd
Junior Member

284 Posts

Posted - 20 June 2008 :  19:48:59  Show Profile  Reply with Quote
Hi all
i emailed my examiner about it , emailed back ,itis part of my BR and I need to send him a copy of the notification and the suppliers contact and he will deal with it.he said if I pay ,that would be preferential treatment.many thanks
Abd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 21 June 2008 :  14:25:56  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Adb,

Great news. Now you can look forward to the rest of your life!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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paddyuk
Junior Member



United Kingdom
210 Posts

Posted - 21 June 2008 :  15:24:50  Show Profile  Click to see paddyuk's MSN Messenger address  Reply with Quote
just a question, what happens if you forget a creditor after you have been discharged, but it was before you declared BR. will it still count ?
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abd
Junior Member

284 Posts

Posted - 21 June 2008 :  19:15:17  Show Profile  Reply with Quote
Thanks Julian, that is an interesting point by paddyuk, just curious ,hope I will not have one after discharge.

Abd
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JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 21 June 2008 :  20:05:47  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi Paddy,

Still let the OR know as it can still be written off.

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
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