HOME  FORUM  MEDIA  EVENTS  ARTICLES  TV  BLOGS
•Home
Bankruptcy:
•Bankruptcy Information Center
•What is Bankruptcy?
•Is Bankruptcy right for me?

•How to declare Bankruptcy?
•What happens to my assets?
•Bankruptcy and credit rating

Forum:
•forum
•register
•search
•faq
•experts

Blogs:
•Bankruptcy News
•More...

Media Room:
•Press releases
•Media Coverage

Other:
•About BankruptcyHelp
•Links
•Contact us
•Debt Glossary
•Insolvency jobs


FORUM
  > Browse and post on our forum
Home   |   Profile   |   Register   |   Active Topics   |   Members   |   Search   |   FAQ

Welcome to our Forum, please register if you want to post
Ask a debt question
See the last 250 posts
Watch video on how to use forum
Username:
Password:

Save Password
Forgot your Password?

 All Forums
 archive
 bankruptcy postbag for june
 Completing Forms
 New Topic  Reply to Topic
 Printer Friendly
Author Previous Topic Topic Next Topic  

T76
Junior Member

197 Posts

Posted - 21 June 2008 :  08:53:43  Show Profile  Reply with Quote
My husband and I both have student loans that are currently deferred - I know that they cannot be included in the bankruptcy, but do we still need to detail them somewhere on our forms?

Thank you

Victoria

T76
Junior Member

197 Posts

Posted - 21 June 2008 :  10:02:04  Show Profile  Reply with Quote
Sorry, another quick question - my student loans were taken out in 1997, 98, 99 and 2000 - are any of these allowed to be included in my bankruptcy?

Thank you
Go to Top of Page

melanie_giles
Senior Member



1191 Posts

Posted - 21 June 2008 :  11:13:44  Show Profile  Visit melanie_giles's Homepage  Reply with Quote
Your student loans remain outside the bankruptcy, but you must disclose them on your statement of affairs.

For an informal chat about any financial difficulties, or advice as to the options available, I can be contacted via my website - www.melaniegiles.com
Go to Top of Page

JulianDonnelly
Junior Member



United Kingdom
325 Posts

Posted - 21 June 2008 :  13:59:08  Show Profile  Visit JulianDonnelly's Homepage  Reply with Quote
Hi T76,

Unfortunately, Melanie is indeed correct. The reason this loophole was closed is that too many people were graduating from university, immediately going BR and then getting on with their life. As student loans are (ultimately) underwritten by the government, it's not too hard to see why that loophole was quickly closed!

Regards

Julian Donnelly
Spokesperson for www.Bankruptcyhelp.org.uk
Go to Top of Page
  Previous Topic Topic Next Topic  

 New Topic  Reply to Topic
 Printer Friendly
Jump To:
bankruptcyhelp.org.uk Forum © bankruptcyhelp Go To Top Of Page
Powered By: Snitz Forums 2000 Version 3.4.06