I take that you have been discharged from bankruptcy?
What you need to do is to write to any creditor who is still defaulting you enclosing a copy of your discharge and tell them to remove any defaults registered after the date of bankruptcy.
Follow through Make your dreams come true Don't give up the fight You will be alright 'Cause there's no one like you in the universe
Dany, take no notice of the score, it means nothing. You need to just make sure that none of the creditors have defaulted you after your bankruptcy date, and that all the debts show as satisfied.
Once you've cleaned up your credit file, then you can maybe contact carloan4u who post on the iva forum or moneybarn. Not sure whether they will help, but it's worth a go.