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pcoventry
Junior Member
United Kingdom
235 Posts |
 Posted - 02 May 2012 : 14:02:45
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| My forms were fine and the clerk was lovely. Took 2 hours from arriving to leaving with paperwork |
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Viki.W
forum expert
United Kingdom
2211 Posts |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 15:50:29
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It did apart from my bank account being downgraded to vitually useless!
Hurrah for the Co-op! Just got to wait for them to open it now :) |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 02 May 2012 : 16:07:28
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So pleased you got on ok. Good luck and keep posting.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 16:13:42
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Thanks Jan,
yes big sigh of relief. Time to shread all those debt collection letters for the past! :) |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 02 May 2012 : 16:48:32
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Don't blame you!!!
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 18:00:56
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I am just so dam annoyed at Barclays!
I can see why they would want to close my savings accounts BUT WHY remove my online banking!? I don't have a cashpoint for miles! so I have to go to the branch which is a 20 min bus journey to get balances and take out money!
Grrrr the sooner the Co-Op get their act together the better. I have never owed Barclays or Co-op a penny - so Barclays!
SCREW YOU!!! :/
On a side note I rang our letting agent and told them - he was lovely! said he wouldn't even bother the landlord because we have no arrears and my word is good enough for them in regards to the rent :)
so sort of double karma hit ) |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 18:09:57
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I don't want to start another thread as I think it's a waste.. But I came right home after the clerk said the OR would contact me.. But the certificate tells me to go to them right after I get it.
So have I done wrong? It's 50 miles away in England so I can't just nip there on demand. Will they penalise me? I tried to call but couldn't get through it just rang out. It's an innocent mistake! :/ |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 02 May 2012 : 18:22:01
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If the clerk told you the OR would call you, which is normal, then you are fine. They usually contact you within a couple of days.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 18:24:57
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quote:
Originally posted by kallis3
Don't blame you!!!
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx
Id best not do that yet. The government website says that they will ask for these! |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 18:26:18
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quote:
Originally posted by Viki.W
If the clerk told you the OR would call you, which is normal, then you are fine. They usually contact you within a couple of days.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 02 May 2012 : 19:24:49
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Suprised at Barclays as they are known to be BR friendly.
The OR should call to arrange an appointment but I think it can all be done over the phone.
I've no idea why they would want to see debt collection letters when they should already have the details for your creditors.
Follow through
Make your dreams come true
Don't give up the fight
You will be alright
'Cause there's no one like you in the universe
Jan
xxx |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 02 May 2012 : 20:08:34
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Well the direct.gov website says they will want bank statement etc and other stuff.
I cant get any of it if i cant access my account.
regarding barclays I was told that all new customers with that account get no savings and no online banking :( |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 02 May 2012 : 20:14:00
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I'm sure someone else posted about Barclays stopping their online banking after bankruptcy.
The OR will request paperwork from you prior to your meeting, if you don't have anything then they can get it from your creditors, but don't bin anthing just yet, just put it all in a file until you are discharged.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 02 May 2012 : 21:00:35
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I'm glad it went well at court.
I'm not surprised to hear about Barclays as I've heard about this before. I've no idea why they do this but you are in good hands with the Co-op.
When I went BR the letter I received from the court told me to contact the OR immediately, but I was told by the court to wait until the OR contacted me. I got the initial phone call the next day and they then confirmed the date for my telephone interview.
If you have a look at my blog there is an entry listing what paperwork the OR requested. If you haven't got everything or can't get it don't worry, the OR can request information from your creditors.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Affidavit. Do I need to get this sworn before I go to court ?
