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Louise.25
Starting Member
1 Posts |
 Posted - 08 May 2012 : 18:16:36
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| I have bad credit from.being a teenager i am now sufferin as im.older i have debts here there and everywhere can i declare myself bankrupt as im a single mother now plz help i need advice |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 08 May 2012 : 18:22:50
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Hi Louise,
How much do your debts add up to?
Bankruptcy could be an option, but you may qualify for the debt relief order if you meet certain criteria. There are other debt solutions too so please speak to an expert for advice.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Melanie.n
forum expert
United Kingdom
1282 Posts |
Posted - 09 May 2012 : 11:06:12
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Hi there
It would be really sensible for you to order a copy of your credit file, that way you would be armed with a full list of your creditors, what ever option you decide to chose, you will need to know that details of ALL your debts.
Are your debts below £15,000 if so it may well be that you consider the Debt Relief Order - the same as bankruptcy but for debts below £15k and has a lower fee (£90)as opposed to bankruptcy (£700)
As Viki states though, you really need to chat through your options with one of the experts, we can be found under the 'experts' tab on the left hand side, scroll down and make contact with one of us
Hope this help, Melanie
Melanie Nicholas CertDR
30+years insolvency experience - 23 of which in the Insolvency Service and the past 8 years with a number of IP firms.
If I can be of any help to you in any way or answer any queries, concerns or worries you may have, or with completing the forms for bankruptcy, please do not hesitate to get in touch -I can be contacted via the experts tab
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I have bad credit from.being a teenager
