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Paul.cn
Starting Member
1 Posts |
 Posted - 10 June 2012 : 19:18:48
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| I was made bankrupt in 2007 and discharged 12 months later. I'm moving into rented accomodation but afraid that I'm going to run into problems switching on utilities, such as as gas electricity and water as they are likely to credit check me. Can they refuse me a service? Secondly if my credit looks bad are they likely to ask me for a huge deposit just to switch these services on? |
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debtinfo
forum expert
2826 Posts |
Posted - 11 June 2012 : 07:33:17
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| Gas and Electricity can refuse to provide a service for you but they rarely do, more likely they will try for something like a deposit or a pay as you go meter if there is a problem |
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year 2029
Average Member
590 Posts |
Posted - 12 June 2012 : 13:47:23
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A pre pay card is probably the way forward.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 12 June 2012 : 14:04:39
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Give Atlantic a call - I believe they don't credit check.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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James Falla
forum expert
45 Posts |
Posted - 12 June 2012 : 16:53:33
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As far as I am aware, utilities companies are not allowed to refuse you basic services. They can ask you to pay for what you use in advance with a key card or meter but other than that I would be surprised if you have an issue particularly as you were discharges 4 years ago.
Debt solutions expert and author.
If you would like further help or guidance visit www.beatmydebt.com
Alternatively I can be contacted via e-mail: james@beatmydebt.com |
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year 2029
Average Member
590 Posts |
Posted - 12 June 2012 : 17:10:25
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Don't forget to let your landlord know if you get your utilities moved onto key meters or water meter if they aren't already on it.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 12 June 2012 : 17:58:47
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If there is a water meter at the property then you have to take that. If there isn't one then I doubt you would be allowed to take one out without the landlords permission.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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debtinfo
forum expert
2826 Posts |
Posted - 12 June 2012 : 18:39:47
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| Hi James, they can withhold gas and electricty but not water |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 12 June 2012 : 19:05:23
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Am I right in presuming though that you could not change from normal water to a meter without permission from the landlord debtinfo?
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 13 June 2012 : 09:38:00
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Niobe,
In all cases you 'should' get permission from the landlord, but invariably this doesn't always happen.
I've had some tenants ask, but most don't, even though I have never refused.
It just makes life easier all around, for everyone to know.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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pcoventry
Junior Member
United Kingdom
235 Posts |
Posted - 13 June 2012 : 14:45:48
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quote:
Originally posted by Niobe
If there is a water meter at the property then you have to take that. If there isn't one then I doubt you would be allowed to take one out without the landlords permission.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
Just to add.
You can take one out provided your agreement is for more than 6 months. Less than 6 and you need the landlords permission.
I've just had one fitted. Works out around £400 a year cheaper for me based on standard rates.
I have credit meters. I told SWALEC I was bankrupt they told me it was fine as I had already paid my first quarterly bill.
If they ask for you to change to a key meter make sure they pay for the installation. after all it's their request. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 13 June 2012 : 15:33:12
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That's interesting to know. I wouldn't be happy if I was a landlord and a tenant did that without my permission in case I wanted to move back into the property at any time - it's cheaper for us to pay water rates than to be on a meter.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 13 June 2012 : 17:03:37
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Likewise, as I said, it needs greement, and Ive always written it into the tenancy agreement.
Water meters can always be reverted back within 12 months.
Always best to do a physical check 6 months in.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 13 June 2012 : 17:29:13
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Within twelve months yes, after that you are stuck with them.
Even if you revert back then the water meter kicks in if you want to sell your house - buyers would not be able to stay on a normal water meter.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 13 June 2012 : 19:12:45
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True,
Which is why I would include it in the tenancy agreement, and perform a physical check at the 6 month mark.
Slightly off topic, but it is amazing how much money you can save if you try by going onto a water meter.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 13 June 2012 : 19:31:49
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Yes and no - we did ours when it was me and hubby - now daugther and son in law (complete with baby) live with us now then it's shot up a bit!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Topic |
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Can utilities refuse to switch on when I move into rented accommodation ?
