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Paul 50
Starting Member
United Kingdom
28 Posts |
 Posted - 11 June 2012 : 13:34:12
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Hi all
After 3 years II am due to make my last IPA payment the end of the month which I have paid via standing order. Will I receive any confirmation that it finished or do I have to get in touch with Moon Beever.
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 11 June 2012 : 14:10:17
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Congratulations! I received a letter from Moon Beever confirming that I had made all my payments. If you don't receive anything there is no harm in giving them a call.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 11 June 2012 : 14:31:13
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Wehey! Congratulations!
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 11 June 2012 : 14:43:00
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Congratulations from me as well.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Viki.W
forum expert
United Kingdom
2211 Posts |
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Paul 50
Starting Member
United Kingdom
28 Posts |
Posted - 12 June 2012 : 09:45:19
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Thanks for all the Congrats "and thanks to Viki W for guiding my wife and I through what
was a very traumatic time 3 years ago. And to anyone who is just starting out believe me it does get better as time goes on.
Paul. |
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xmas baby
Average Member
537 Posts |
Posted - 22 June 2012 : 10:42:36
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Hi there,
I finished my IPA payments last month, although as from last September, due to an increase in expenditures, they kindly stopped any further monthly payments. I have not received anything to say my IPA has finished though, which I thought they would have sent me. Is this normal?
Am I right in assuming that if they decide to stop IPA payments at any point during the IPA period, this does not increase the usual 3 year IPA term does it?
xmas baby |
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year 2029
Average Member
590 Posts |
Posted - 22 June 2012 : 10:53:09
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Even if you stop payments, the term continues as though you were still paying.
So you were effectively paying nothing each month for the the last year.
So the 36 month term finishes when it was originally due to.
Hope that makes sense?
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 22 June 2012 : 11:04:23
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Moon Beever sent me a letter xmas baby. It might be worth giving them a call and asking them to confirm in writing that your IPA is now finished just for your own records.
If your circumstances change and you can no longer afford an IPA in most cases the payments are suspended until the 36 months is up and the IPA is closed. In some cases the IPA can be closed early though.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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xmas baby
Average Member
537 Posts |
Posted - 25 June 2012 : 13:40:28
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Thanks Tracey,
I will get in touch with moonbeevers in that case, although I think I may leave it another month as I don't think my actual 36 months comes to term until July. I was lucky in that I only had to pay my monthly IPA payments for 27 months rather than the full 36 as they suspended my payments. At least I paid something back though, so I am happy with that. Now all I need to do is get the next 3 years over with and bankruptcy will finally be out of my life.
xmas baby |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 25 June 2012 : 14:26:50
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The next few years will fly past! I can't believe that my 6 years is up next March - I think I will be celebrating!
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 25 June 2012 : 18:24:01
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Can't believe how quickly that time has flown Tracey!!
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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Angela.97
Starting Member
45 Posts |
Posted - 25 June 2012 : 18:51:21
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Thanks everyone, I will try not to worry but can't help it, interview. Over phone on 2 July,people on here have been a great help and really do appreciate it
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 25 June 2012 : 19:10:25
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Good luck Angela.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 25 June 2012 : 19:13:15
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Let us know if you get asked about the remortgage as well.
It'll be far easier than you imagined :-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Topic |
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Last IPA Payment
