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William.dw
Starting Member
1 Posts |
 Posted - 20 June 2012 : 09:30:20
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| I applied for a joint bank account with alternative bank, who I have a mortgage with. It has been declined, as they told me I was bankrupt. I have not and never have been bankrupt. I am in arrears for approximately 7 or 8 months. |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 20 June 2012 : 10:41:45
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Hi William,
Get a copy of your credit report and see what's on there, also log onto the insolvency register at the insolvency service website and see if there is anything under your name there.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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year 2029
Average Member
590 Posts |
Posted - 20 June 2012 : 11:32:20
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Hi William, and welcome to the forum.
Heres a link to check the register
http://www.insolvencydirect.bis.gov.uk/eiir/
You can usually get a free 30day trial period with credit reference agencies, just remember to cancel the subscription before the 30 days is up.
Hope you get it sorted.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 21 June 2012 : 07:49:55
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Bear in mind that the free trial is only available for those who have never used it before
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 21 June 2012 : 09:54:35
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I'm sure that would become evident when you try and access the free trial.
There is more than one agency to try as well.
William, let us know how you get on.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 21 June 2012 : 09:56:38
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You will need to check your credit reports with Call Credit, Experian and Equifax.
View my blog at http://skippy13.blogs.iva.co.uk/
Only when the last tree has died, the last river has been poisoned and the last fish has been caught will we realise that we cannot eat money.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 21 June 2012 : 09:58:55
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Thanks Tracy for the list of agencies, couldn't remember them off the top of my head.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 21 June 2012 : 10:04:48
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You can sign up for free to Noddle which is Call Credit. An exclent site
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 21 June 2012 : 10:08:53
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Thanks Niobe,
I wasn't aware of that one. Might just sign up for that as well, thankyou.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Topic |
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Bank account declined as they told me I was bankrupt.
