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xmas baby
Average Member
537 Posts |
 Posted - 20 July 2012 : 16:46:09
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although I have had an account with the Co-op since I declared myself bankrupt back in 2009 I think they send out mixed signals with regards bankruptcy. On one hand they seem quite ready to give bankrupts a basic bank account, while on the other they deny these same customers to have access to a savings account. Very strange set up. I suppose the way around it would be to request another basic cashminder account, although maybe they would question why you would want 2 accounts? Does anyone know if they would offer savings accounts to customers who have been discharged from bankruptcy though? If so, I may give ask for a savings account.
xmas baby |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 20 July 2012 : 16:57:30
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I was originally declined for a savings account after I was discharged but I appealed and they opened one.
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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year 2029
Average Member
590 Posts |
Posted - 20 July 2012 : 20:25:44
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I've managed to keep about 5 accounts open.
Non were closed, including 1 savings account linked to a current account, and 2 building society accounts.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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jono
Starting Member
United Kingdom
13 Posts |
Posted - 23 July 2012 : 20:41:01
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The same happened with me. I was refused a coop savings account in 2010. I opened a savings account with santanter. A year later I opened a proper current account with Santander, phone, holiday insurance, break down cover, etc
It's just a waiting game. Also got a Vanquis credit card. Started at 200 pounds, now have 1k limit. I have 0 balance I hasten to add. My goal is to repair my credit history peice by peice.
Good luck!
Jono
To know the road ahead, ask those coming back. |
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Co-op sending mixed messages with regards to bankruptcy ?
