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Anna
New Member
United Kingdom
51 Posts |
 Posted - 20 July 2012 : 19:50:51
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| Hi, I have just under 3 weeks till discharge and the OR looked into my bank statements as far back as 3 years and sent me a letter with some questions which i promptly replied to and have spoken to them since regarding creditors with no mention of statements. This was about 3 months into BR. So since i only have 3 weeks left will i hear from OR again or is that it once im discharged? Regards Anna |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 20 July 2012 : 19:57:17
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Hi Anna,
If this was 9 months ago, I would hope that the OR has nothing further to investigate, and once discharged that's it. But, if you are worried, give them a call.
Did you get an income payment agreement?
Are there any assets to deal with?
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Anna
New Member
United Kingdom
51 Posts |
Posted - 20 July 2012 : 20:14:10
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| Hi, thanks viki. yes about 9 months ago and not a word from them since with no ipa an no assets to deal with. They did say they may give me a bru and call me back for another interview over that but nothing luckily as yet so im just counting the days now. Regards Anna |
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year 2029
Average Member
590 Posts |
Posted - 20 July 2012 : 20:22:20
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Hi Anna,
Sounds like you're lucky and no IPA.
I hopefully it'll stay that way for you :-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 20 July 2012 : 20:28:53
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Good luck Anna, hopefully you will be discharged without the bru, only 3 weeks to go!
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Anna
New Member
United Kingdom
51 Posts |
Posted - 20 July 2012 : 20:31:40
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| thank you to you both! fingers crossed :) |
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year 2029
Average Member
590 Posts |
Posted - 20 July 2012 : 20:43:57
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I'll be crossing my fingers in a matter of weeks too ;-)
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Skippy
forum expert
United Kingdom
3290 Posts |
Posted - 20 July 2012 : 20:46:02
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Good luck Anna, hopefully no BRU now x
View my blog at http://skippy13.blogs.iva.co.uk/
The more I have to do with humans the more I think that the world would be a better place if it was run by animals.
Last IPA payment made on 28th June 2010 and I'm now looking forward to getting married in September 2012 - I'm proof that you can go BR and come out the other side. |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 21 July 2012 : 07:52:03
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Good luck from me as well Anna.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 21 July 2012 : 08:47:29
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Anna, out of interest, and obviously no need to answer if you don't want to.
Why did the OR feel they may want a BRU?
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Anna
New Member
United Kingdom
51 Posts |
Posted - 21 July 2012 : 14:25:45
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| no it's fine, it was beacause part of my debt was due to gambling then i had split from my partner and found it hard to suport myself with bank charges etc spiralling out of control. I think the fact that i was so honest with OR and had counselling, that has helped me. Im just looking forward to a fresh start |
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Niobe
Administrator
United Kingdom
4590 Posts |
Posted - 21 July 2012 : 14:32:06
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I hope everything works out for you Anna - good luck for the future and let us know how you are getting on. We like to see how people are coping post BR - gives hope to those who are still going through it.
Ascend may you find no resistance
Know that you made such a difference
All you leave behind will live to the end
The cycle of suffering goes on
But memories of you stay strong
Someday I too will fly and find you again
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year 2029
Average Member
590 Posts |
Posted - 21 July 2012 : 14:51:19
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Ok Anna, that makes sense.
I'd never considered a BRU, and out of sheer curiosity wondered about your situation.
You'll be discharged before me, but not by much.
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Views expressed are my own personal views, based on what has happened during my own BR process unless otherwise stated.
Professional advice should always be sought. |
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Anna
New Member
United Kingdom
51 Posts |
Posted - 21 July 2012 : 16:51:24
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Thanks Niobe, i will do :) x
year 2029, good luck for the future, were very nearly there now :) |
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Topic |
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discharge in 3 weeks
