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L555HUL
Starting Member
21 Posts |
 Posted - 05 August 2012 : 19:16:52
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Both me and my other half share everything bills wise and income. We are joint in whatever we earn. I earn 1,700 post tax and she earns 500 after tax per month. We are looking to go bankrupt. I pay virtually everything and her monthly 500 pays the rent. On her statement of affairs do I also put everything else she needs / pays per month even though is out of my income? which she is listed as a dependent.
At present I have put the below on both mine and my partners.
Rent 575
Housekeeping 324
Public Transport 65
Car Petrol 260
Hire Purchase Agreement 103
Heat & Light 100
Council Tax 97
Telephone / Mobile / Internet / Sky 73
Clothing and Footwear 47
Car Insurance 45
Meals at Work 36
House Maintenance 25
Sundries & Emergencies 23
Car Maintenance 22
Sports, Hobbies & Entertainment 22
Hairdressing 20
Water Rates 20
Dental & Optical 15
Car Road Tax 15
House & Contents Insurance 15
TV Licence 13
Medicines & Prescriptions 11
Laundry & Dry Cleaning 10
Newspapers & Magazines 5
Charity 2
I hope that makes sense. - Thanks |
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debtinfo
forum expert
2826 Posts |
Posted - 05 August 2012 : 19:36:38
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| If you are both going bankrupt the the easiest thing to do is to simply put both incomes on each form, one in the income bit and one in the partners contribution part. Also put all the expenditure on each set of forms. |
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L555HUL
Starting Member
21 Posts |
Posted - 05 August 2012 : 19:42:14
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| Hi Thanks that great, that's the way I have gone about it |
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xmas baby
Average Member
537 Posts |
Posted - 06 August 2012 : 16:35:37
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Hi,
Good list there and at least you have covered everything, although I doubt you will get the charity, newspapers and sports, entertainment items. I think you might be expected to take those from housekeeping. You can never tell what the OR will or will not allow, so it is best to try and then see what you end up with, as you have done. Just be aware that you probably won't get everything on your list.
xmas baby |
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Viki.W
forum expert
United Kingdom
2211 Posts |
Posted - 06 August 2012 : 17:58:33
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Hi L555HUL,
Your list of expenditure seems to be based on the old CCCS guidelines exactly. Did you get given this by your DMP company?
I advise you put down exactly what you spend, don't go by the DMP company figures.
As xmas baby has said, some of your expenditure won't be allowed but you may spend more in other areas.
Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp |
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Statement of affairs
