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bearsndogs
New Member



51 Posts

Posted - 10 August 2012 :  10:45:26  Show Profile  Visit bearsndogs's Homepage  Reply with Quote
This is just a quick question :

On one of the posts, someone suggested using Noddle for checking credit reports, as it was free. I've been on their website and I noticed when registering that they still required my card details. I just wanted to know if I'm likely to have any problems by providing this information.

I know I might sound a bit silly, and I might be being over-cautious, but does anyone else on here feel confident with using Noddle?

Sorry - and thanks.

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 August 2012 :  10:49:50  Show Profile  Reply with Quote
You shouldn't have any problems - they don't do anything with your card details and I've been with them for a while now with no problems.
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bearsndogs
New Member



51 Posts

Posted - 10 August 2012 :  11:02:15  Show Profile  Visit bearsndogs's Homepage  Reply with Quote
Many thanks Niobe. I've been using Experian and I just wanted to save myself a bit of money!

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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 August 2012 :  11:18:17  Show Profile  Reply with Quote
Noddle only covers Call Credit so you will still need to check the other two.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 10 August 2012 :  12:02:46  Show Profile  Reply with Quote
I signed up to Noddle, but personnaly I find it rubbish. None of my IVA debts show on there, and there were a lot, so I can't make sure creditors haven't messed about and defaulted me again, only my bank account and mobile phone and vanquis card show.



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 August 2012 :  12:10:06  Show Profile  Reply with Quote
I actually find it quite good and it does agree with my Free Annual Credit report as regards defaults (which are still being added).

I may change my mind once the six years are up!!

The good thing is that it is free.
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Viki.W
forum expert



United Kingdom
2211 Posts

Posted - 10 August 2012 :  12:15:12  Show Profile  Reply with Quote
Yes, I agree, it's great cause it's free, experian is so expensive if you use it more than once.

I will probably only check experian and the others in August 2014 when my IVA and all my default debts should drop off!



Viki Warbrooke
Vincent Bond & Co
If you would like free advice on all options available and help with your bankruptcy petition please contact me at http://www.vincentbond.com/about_us_Viki_Warbrooke.asp
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Anna
New Member

United Kingdom
51 Posts

Posted - 10 August 2012 :  14:15:52  Show Profile  Reply with Quote
Hi, so which is the best site to check my credit report? Ive heard of experian but not noddle. Are there any others aswel and that are free? Thanks Anna
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 10 August 2012 :  14:37:04  Show Profile  Reply with Quote
You need to check Experian, Equifax and Call Credit. To do a check on the first two will cost you £2 a time. Call Credit used Noddle and that is free.
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Anna
New Member

United Kingdom
51 Posts

Posted - 10 August 2012 :  17:42:40  Show Profile  Reply with Quote
ok Thanks Niobe
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