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 Forum Questions
 I am opposing bankruptcy on account of unreasonable refusal. What happens at the hearing ?
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Ratnarajah
Starting Member



2 Posts

Posted - 28 August 2012 :  16:00:06  Show Profile  Reply with Quote
My creditor to who I owe £10,000.00 want to make me bankrupt. I am opposing the bankruptancy on account of unreasonable refusal. Because I have offered to pay up to £450 a month, have the debt secured against my home and pay an intial deposit of £1000. I have submitted a notice of intention to oppose bankruptancy, but the court office was closed when I went in of Friday, so the court would have received that form today. The hearing is this Friday, so that's not the 7 days notice that they wanted. I have also submitted it to the opposition solicitors. What happens at the bankruptancy hearing? Do I need a solicitor? Could I take a family member to help me present my case? Are the judges friendly or what? I'm really worried about this. Would the judge be annoyed that I didn't sent the notice of intention to oppose at the right time?

Niobe
Administrator



United Kingdom
4590 Posts

Posted - 28 August 2012 :  16:34:26  Show Profile  Reply with Quote
Hi and welcome.

I've no idea on this one at all. Hopefully one of the experts will be along to advise.
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debtinfo
forum expert



2826 Posts

Posted - 28 August 2012 :  20:12:17  Show Profile  Reply with Quote
how long have you owed the amount and what payments have you made so far, also when did you first make the offer you have posted above
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 31 August 2012 :  16:25:02  Show Profile  Reply with Quote
Ratnarajah

the judge will understand and try to be helpful about the 7 days.

The judge will be less sympathetic if you are not properly prepared for the court case.

the other side may well accept a negotiation on the steps of the court but it depends if the action is vindictive or business related.

you are normally allowed a "mackenzie friend" but as to the level of involvement will be direted by the court / judge.

i would suggest running your "defence / proposal" by someone who works in the insolvency field not just a solicitor who can spell Insolvernsee !!

Good Luck Richard,
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 31 August 2012 :  16:36:17  Show Profile  Reply with Quote
How did you get on ratnarajah? I rather think that today was the day you were due at court?
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 31 August 2012 :  16:54:38  Show Profile  Reply with Quote
thanks Niobe

teach me to check the dates first !

Good Luck Richard,
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Ratnarajah
Starting Member



2 Posts

Posted - 31 August 2012 :  19:58:57  Show Profile  Reply with Quote
Thank you for all the advice and help guys. I really appreciate it. The judge has ordered that they creditors accept my proposal of paying a initial sum of £1000 and then £450 per month afterwards. Better than being bankrupt I guess. Thanks again for all the support guys!
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 31 August 2012 :  20:08:41  Show Profile  Reply with Quote
That's excellent news - pleased for you.

If you have anymore problems then get back to us - we're always here.
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Richard P
Senior Member



United Kingdom
1701 Posts

Posted - 31 August 2012 :  21:00:38  Show Profile  Reply with Quote
well done



Good Luck Richard,
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Niobe
Administrator



United Kingdom
4590 Posts

Posted - 31 August 2012 :  21:04:00  Show Profile  Reply with Quote
Let us know if there is anything else we can do for you in the future. I hope it all goes well.
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debtinfo
forum expert



2826 Posts

Posted - 01 September 2012 :  07:04:00  Show Profile  Reply with Quote
out of interest did the judge dismiss the petition or adjourn it
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